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B.O.N.D. Community

P. O. Box 5286, Atlanta, GA 31107
NCUA Insured4.2 (25 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1972

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P. O. Box 5286

Atlanta, GA 31107

Service Area

This credit union is located in Atlanta and serves members in the GA area. Currently serving 3,209 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.16%

Used Auto Loan

7.42%

Personal Loan

15.34%

Credit Card APR

15.34%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in GA

Lowest rates currently reported by credit unions in GA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.2

25 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Ashli Starr

Ashli Starr

a year ago

The only credit union I’ve ever experienced where you have to wait until the end of the 5th day of the month to receive your bank statement. My debit card was deactivated because I didn’t make a loan payment after 5 days(including the weekend) due to the an additional amount being placed on my loan & no clarity after 4 month. I would expect something like this after 30 days but then again restricting access to MY money I have in your credit union is CRAZY. Imagine going out to dinner and you can’t use your debit card to pay because your bank deactivated it. IT WAS EMBARRASSING! I have had the loan with the bank since November 2023 and have ALWAYS made my payments if not early on time. In April 2024 they started requesting new documents and added an additional $1375 to my loan because they didn’t get all the proper documents prior to giving me the loan and we have been in limbo ever since. The tellers are as helpful as they can be but they are only allowed to do but so much. Everyone from the loan officer to the COO are saying something different in regards to the loan. I’ve been told 3 times that everything requested has been provided, but there’s still this additional amount of money on my loan that I’m expected to pay. It’s sickening that a credit union would do this to you. I went and made 2 payments (current and next month’s payment) after the deactivation of my card and they turned my card back on! Lol, so crazy too me. It’s like I can’t trust this credit union with my money. They’ll literally do whatever they want with your money.

Doug Van Orsdall

Doug Van Orsdall

2 years ago

We have been members of BOND for over 15 years and have always been impressed with the level of service extended to us. We have financed several cars, taken out a HELOC on our residence, carry their credit card in our wallet and have been extended several personal loans during the past 15 years. If you're looking for a personalized "one stop" credit union, BOND is the place to go. We can't say enough good things about the entire staff at BOND. Thank you for 15+ wonderful years of great service!

Nunya Bidness

Nunya Bidness

10 years ago

I've been banking here for over 12 years. I think I recall them making a mistake once, but maybe I'm mis-remembering...pretty great track record. The tellers are not overly enthusiastic, excited cheerleaders for The Corporation, but rather normal human beings who treat you with professionalism; I don't like false friendliness. When I incur a fee for services on rare occasions, it's always much lower than a Bank and quite reasonable. I've taken out several loans and always enjoyed speaking with the loan officer, who appears to be actually interested in my welfare. I would absolutely recommend this bank to anyone without hesitation.

Harold Torres

Harold Torres

3 years ago

I bought one $50 share to open an account here when i was looking into getting a auto loan. You absolutely cannot leave money here long term, the fees for inactivity have wiped out my balance after one year. Talk about bail-in...

Kevin Eder

Kevin Eder

11 years ago

This is the most unfriendly and incompetent group of bankers I have dealt with. They are not friendly they are not fast and they obviously care little for their jobs. You will wait in line as one teller works and three others chat and listen to their "boombox" I wish this was not a joke. Initially my debit card did not work. It was corrected after about an hour of effort on my part. A month later it stopped working again. Every transaction I tried to conduct ran into some kind of problem. Make sure you have time to fill out paperwork for the most basic transactions. Never stop here if you are in a hurry to do something else.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).