NCUA Insured
Member-Owned
1 charter
Established in 1956
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Columbus, GA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1956
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Columbus and serves members in the GA area. Currently serving 44,880 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
7.11%Used Auto Loan
8.19%Personal Loan
14.53%Credit Card APR
14.40%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in GA (NCUA Q4 2025).
Macon, GA
Atlanta, GA
Savannah, GA
Atlanta, GA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.6
70 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsT
4 months ago
I recieve terrible customer service today. Normally for sensitive matters they pull you into a room to talk privately. Kayla was the one that I talked to today. She asked me for my social, the amount of money I was depositing into my account, what the check was for, who i got the check from (which it clearly stated on the check), and why I needed it to be deposited Into my account today in front of people. I had to give her my entire life story for why I want to deposit money into my account. I dont think that was any of her business seeing that it was a personal check. I was told that they train each other. I think there needs to be a little more supervision during training for new employees. Would kayla have wanted her information blurted out into the open for other people to hear? This might not seem like a big deal to any of you but money is sensitive in my opinion.
John S
3 months ago
Now I see why this bank has a 3-star rating. I went in to open an account and it was excuse after excuse about a balance on the power bill or whatever. I’m closing another bank and transferring $10,000 to yours. It may not be a lot, but it would have been my main bank. Worst service from the manager ! This is exactly why you don’t grow.’ll take it to Bank of America!
Sandra Mendoza
3 months ago
I enjoy banking with Kinetic. No problems at all! Friendly tellers.
Jean Russo
2 years ago
Four times on different occasion before leaving to go on vacation overseas...I informed them where I will be traveling and for how long so I can use my credit card, ATM and debit card overseas. The day before flying out, I swing by the bank in person to double checked with them and made sure I won't have any issues to access my money overseas. I was told you are good to go! Lo and behold, while overseas with a 9 hour difference ahead... My credit card was declined, I couldn't access the ATM or use my debit card. I couldn't reach the bank for help with that issue. I am extremely angry at Kinetic credit Union for how they've mislead me. I was so embarrassed and humiliated, and left stranded with no access to my money in a foreign land. They need to have competent employee. That's really substandard!!!!!!!
C. A.G.
2 years ago
I cancelled my bank card. Two days later charges for Cash App and Doordash was on my history statement. I called six times was transferred twice. No one would help or reverse the charges. I went into the bank I explained to the Rep at the front desk. She gave a small paper and told me to call the number on the page. No help. 8 days go by. I continued to call and finally I go back in. It took a good cussing and threats to close my account before the charges was reversed.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(706) 320-8500Website
Visit WebsiteMembers
44,880
Total Assets
$652.1M
Year Opened
1956
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile