Membersfirst

2476 Lawrenceville Highway, Decatur, GA 30033

NCUA Insured3.2 (15 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Decatur, GA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2476 Lawrenceville Highway

Decatur, GA 30033

Google Maps 🗺Waze

(404) 978-0080

Service Area

This credit union is located in Decatur and serves members in the GA area. Currently serving 25,930 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.50%

Used Auto Loan

6.50%

Personal Loan

18.00%

Credit Card APR

8.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in GA

Lowest rates currently reported by credit unions in GA (NCUA Q4 2025).

Georgia Guard— New Auto Loan

Macon, GA

3.00%

On the Grid Financial— Used Auto Loan

Atlanta, GA

3.75%

Workmen'S Circle Incorporated— Personal Loan

Savannah, GA

6.44%

Credit Union of Atlanta— Credit Card APR

Atlanta, GA

6.95%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(15 total)

Member Reviews

3.2

15 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

gakingsnake

a year ago

The customer service is pretty good for the most part however, I do have an issue with how I cannot use the drive-through because I am not a member of Members First Credit Union I am a member of Justice Federal credit Union. The issue is that I have very bad arthritis in both of my knees and it would be a great help if I were able to actually use the drive-through. there have been a couple of occasions when I’ve tried to use it only to be turned away because I’m not a member. I don’t understand that.no one else is at the drive-through. so why not go ahead and help me .this makes no sense and only serves to make my day much more difficult. You should change this policy.

S M

3 years ago

I hate this bank so much they have screwed me over several times with their incompetence have no locations or ATMs available for real terrible member services representatives and been hurting me and my finances more than helping. 0 stars. Going to Navy Federal.

Top guy daniels

5 years ago

I have been with this credit union for years and still can’t help me with anything smh thinking about going to another credit union for better service.