Mygeorgia

PO Box 908237, Gainesville, GA 30501

NCUA Insured4.6 (221 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1971

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Gainesville, GA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1971

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 908237

Gainesville, GA 30501

Google Maps 🗺Waze

(770) 534-4255

Service Area

This credit union is located in Gainesville and serves members in the GA area. Currently serving 20,399 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.39%

Used Auto Loan

6.39%

Personal Loan

13.00%

Credit Card APR

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in GA

Lowest rates currently reported by credit unions in GA (NCUA Q4 2025).

Georgia Guard— New Auto Loan

Macon, GA

3.00%

On the Grid Financial— Used Auto Loan

Atlanta, GA

3.75%

Workmen'S Circle Incorporated— Personal Loan

Savannah, GA

6.44%

Credit Union of Atlanta— Credit Card APR

Atlanta, GA

6.95%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

4.6

221 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Karen Ortiz

3 months ago

I was truly impressed by the outstanding service I received by Mr. Hunter Conner. He was friendly, attentive, knowledgeable, and efficient. He took the time to explain my options clearly and answered my questions in the short period of time I had available. He made my visit a stress-free experience. And I truly appreciated it. I will definitely go back to see Mr. Conner with any future banking/loan needs, and I will refer my family and friends to him.

Adrian

3 months ago

I had the greatest experience at My Georgia Credit unit. Ashely Herrera helped me throughout the entire process with my car loan with ease and had best costumer service. I highly recommend Ashely Herrera.

Elizabeth Edmunds

6 months ago

Cindy Fry at the limestone rd location was excellent work with! She made getting a car loan very easy. She helped me know what I needed so I came prepared and she was so kind and friendly. 10/10 recommend.

Christa Berryhill

4 months ago

I cannot express how much i appreciate the folks at MyGeorgia Credit Union and the Gainesville branch. Andrew Wiley is always such a pleasure to speak with and always helps me in such a timely manner. Keep up the great work.

Brealyn Kocjan

8 months ago

I recently applied for an auto loan and had the pleasure of working with Hunter Conner. He was extremely helpful, patient, and thorough in walking me through every step of the process. I asked a ton of questions, and he took the time to answer all of them without making me feel rushed. The whole experience was great thanks to his professionalism and support. Highly recommend!