NCUA Insured
Member-Owned
1 charter
Established in 1952
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Norcross, GA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1952
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Norcross and serves members in the GA area. Currently serving 10,375 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
3.99%Used Auto Loan
3.99%Personal Loan
14.90%Credit Card APR
9.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in GA (NCUA Q4 2025).
Macon, GA
Atlanta, GA
Savannah, GA
Atlanta, GA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.7
25 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsStephen Embrey
a year ago
I have been an Excel Federal Credit Union member for a few decades, so you might say this review is overdue! I am finally writing it because of the outstanding service from Shonda on my last car loan. She was prompt, professional, and a delight to work with. Shonda answered all of my questions patiently, repeatedly, and promptly. She exudes a genuine joy in helping her credit union members get what they need at a great rate. Excel Federal Credit Union has always exceeded my expectations, as they have done recently. Thank you, Shonda and Excel FCU, for outstanding service to your members.
Oscar Rosas
a year ago
I can’t say enough great things about my experience with Excel Federal Credit Union, especially the outstanding service I received from Troy and Shonda. I recently needed an auto loan, and they went above and beyond to make the entire process smooth, fast, and stress-free. From the moment I reached out, both Troy and Shonda were incredibly professional, knowledgeable, and efficient. They took the time to walk me through every step, answered all my questions, and made sure I got the best possible deal. What truly amazed me was that they were able to get everything finalized in just ONE DAY! That level of dedication and customer service is rare to find. If you’re looking for a credit union that genuinely cares about its members and will work hard to get you the best financing options, look no further than Excel Federal Credit Union. A huge shoutout to Troy and Shonda for making this such a great experience—I couldn’t have asked for a better team to handle my loan. Highly recommend!
Vicki Haley
2 years ago
I have been a customer with Excel FCU for 34 years. Their customer service is impeccable. Lisa and Evelyn both have gone out of their way to make my banking experience a very pleasant one. I financed my vehicle through them and got a great rate and my purchase was seamless. I will forever be a customer!
Sitara Kirby
a year ago
Gerry (or Jerry) was EXTREMELY helpful and supportive of my urgent need for a payment arrangement for my car loan. He was very kind and had exceptional customer service as he informed me of an opportunity that EFCU offered and I was unaware of. Because of his impeccable customer service, I have breathing room to rearrange something things to get back on track! Thank you Gerry! You’re a winner and deserve a raise!😊
Carl Woolridge
a year ago
I had an amazing experience working with Mikela at EXCEL! The staff was incredibly welcoming and made me feel right at home from the moment I walked in. The atmosphere was warm and inviting, and you can tell they truly care about creating a positive environment for everyone. I highly recommend banking with Excel and Mikela
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(770) 441-9235Website
Visit WebsiteMembers
10,375
Total Assets
$166.5M
Year Opened
1952
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile