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Georgia Heritage

P O BOX 1920, Savannah, GA 31402
NCUA Insured4.6 (94 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P O BOX 1920

Savannah, GA 31402

Service Area

This credit union is located in Savannah and serves members in the GA area. Currently serving 15,164 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.24%

Used Auto Loan

5.99%

Personal Loan

12.95%

Credit Card APR

12.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in GA

Lowest rates currently reported by credit unions in GA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.6

94 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Kimberli Deering

Kimberli Deering

4 months ago

Kim and Tiffany have been an absolute delight to work with! My husband refinanced his vehicle with GA Heritage and had such a great experience — along with excellent interest rates — that when my car died, we decided to finance through them for my loan as well. Everyone has been incredibly communicative, quick, and willing to answer any/every question I had through the process. Highly recommend!

Claire Howland

Claire Howland

4 months ago

I was in a predatory loan on my 2025 vehicle and decided to try my GHFC I bank there. I had a volunteer assignment in Sav so I chose a different branch than usual. That’s where I met Tiffany M. I knew I would like her as she smiled and seems very attentive to our conversation. refinancing of this terrible loan I was in. Miss Tiffany was very professional and said I’ll do my best to help you and instructed me on the information necessary to see if we qualify. We did and she made our day. It was very easy and enjoyable working with someone who seemed to love her job and the members. Kudos to you Miss Tiffany GFCU is fortunate to have an awesome employee like yourself. Claire H

Ainsley Aris II

Ainsley Aris II

6 months ago

I would like to Thank Mrs Tiffany and Mrs Robin (who was in training) for assisting me with opening an account with Georgia Heritage FCU. They made the process smooth and were very knowledgable. They were very detailed in explaining all the ins and outs to my new account. Mobile Banking , Direct Deposit and i was abke to get a Debit card printed out same day. Please go see the two lovely ladies to assist you with all your Banking Needs! 10/10 Highly Recommend

Marge Smart

Marge Smart

7 months ago

I love the branch on W.Lathrop. Corrine, Tiffany, Dana, and Robin make me feel like family. They are always smiling and so helpful. I've never felt like just a number.

Katherine Wilson

Katherine Wilson

8 months ago

I just recently began working with this branch and whole heartedly, this is the most pleasant banking experience I have ever had. Ms Dana and Ms Tiffany are so so nice and welcoming to everyone they work with and were able to help me refinance my vehicle in record time. I’m so grateful for all this help and will absolutely be recommending them to everyone I can! Thank you ladies!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).