NCUA Insured
Member-Owned
1 charter
Established in 1940
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Savannah, GA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1940
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Savannah and serves members in the GA area. Currently serving 15,164 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.24%Used Auto Loan
5.99%Personal Loan
12.95%Credit Card APR
12.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in GA (NCUA Q4 2025).
Macon, GA
Atlanta, GA
Savannah, GA
Atlanta, GA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.6
94 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsKimberli Deering
4 months ago
Kim and Tiffany have been an absolute delight to work with! My husband refinanced his vehicle with GA Heritage and had such a great experience — along with excellent interest rates — that when my car died, we decided to finance through them for my loan as well. Everyone has been incredibly communicative, quick, and willing to answer any/every question I had through the process. Highly recommend!
Claire Howland
4 months ago
I was in a predatory loan on my 2025 vehicle and decided to try my GHFC I bank there. I had a volunteer assignment in Sav so I chose a different branch than usual. That’s where I met Tiffany M. I knew I would like her as she smiled and seems very attentive to our conversation. refinancing of this terrible loan I was in. Miss Tiffany was very professional and said I’ll do my best to help you and instructed me on the information necessary to see if we qualify. We did and she made our day. It was very easy and enjoyable working with someone who seemed to love her job and the members. Kudos to you Miss Tiffany GFCU is fortunate to have an awesome employee like yourself. Claire H
Ainsley Aris II
6 months ago
I would like to Thank Mrs Tiffany and Mrs Robin (who was in training) for assisting me with opening an account with Georgia Heritage FCU. They made the process smooth and were very knowledgable. They were very detailed in explaining all the ins and outs to my new account. Mobile Banking , Direct Deposit and i was abke to get a Debit card printed out same day. Please go see the two lovely ladies to assist you with all your Banking Needs! 10/10 Highly Recommend
Marge Smart
7 months ago
I love the branch on W.Lathrop. Corrine, Tiffany, Dana, and Robin make me feel like family. They are always smiling and so helpful. I've never felt like just a number.
Katherine Wilson
8 months ago
I just recently began working with this branch and whole heartedly, this is the most pleasant banking experience I have ever had. Ms Dana and Ms Tiffany are so so nice and welcoming to everyone they work with and were able to help me refinance my vehicle in record time. I’m so grateful for all this help and will absolutely be recommending them to everyone I can! Thank you ladies!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(912) 236-4400Website
Visit WebsiteMembers
15,164
Total Assets
$160.7M
Year Opened
1940
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile