NCUA Insured
Member-Owned
2 charter
Established in 1991
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Savannah, GA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1991
Minority Depository Institution (MDI)
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Savannah and serves members in the GA area. Currently serving 2,020 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.00%Used Auto Loan
5.00%Personal Loan
18.00%Credit Card APR
11.50%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in GA (NCUA Q4 2025).
Macon, GA
Atlanta, GA
Savannah, GA
Atlanta, GA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.8
25 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsArianna Shydai
a year ago
Ms.Joy is ALWAYS so excellent. No matter what I need, she makes sure to help. Other staff members are also always helpful and nice to me no matter what day it is. Love this bank!
April Wright
3 years ago
My Family and I love our Postal Credit Union! I've been a member for over 30 years. Everyone treats you like family. Everyone is so friendly and kind they make loans so easy.
Kassie Williams
5 years ago
I have been with SPCU for many years and can not say nothing beyond sending them the highest of praises. Mrs.Freda, Ms.Kay, Mrs.Joy, Mrs. Leslie, and Mrs. Theresa, they are GREAT. When they say they are going to do something, they do it. You get nothing less than the very Best with these ladies. It's small, but mighty in customer service, or the completion of a loan they have got your back. Love this bank, but without these ladies, it would be just any other bank. God bless ALL those who work here.
Ms. Dana E. Moultrie, CPS
5 years ago
Ms. Connie, Ms. Kay and president ms. Freda are outstanding ladies..they've been very helpful and patient with me since I moved from Georgia. I recommend this bank to anyone who's wanting a welcoming of positivity and great advice. Their all awesome and I'm thankful to have known each of them.
Freda Aikens
2 years ago
Nichole Williams(CEO) and staff are very professional, caring and kind! I have been a member of SPCU for over 25 years and have adopted them as family! Thanks for everything that you do! ❤️
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(912) 691-2087Website
Visit WebsiteMembers
2,020
Total Assets
$23.3M
Year Opened
1991
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile