Georgia Power Valdosta

1707 Dow Street, Valdosta, GA 31601

NCUA Insured4.2 (21 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1958

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

1707 Dow Street

Valdosta, GA 31601

Google Maps 🗺Waze

(229) 253-1111

Service Area

This credit union is located in Valdosta and serves members in the GA area. Currently serving 2,767 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.00%

Used Auto Loan

8.38%

Personal Loan

10.02%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in GA

Lowest rates currently reported by credit unions in GA (NCUA Q4 2025).

Georgia Guard— New Auto Loan

Macon, GA

3.00%

On the Grid Financial— Used Auto Loan

Atlanta, GA

3.75%

Workmen'S Circle Incorporated— Personal Loan

Savannah, GA

6.44%

Credit Union of Atlanta— Credit Card APR

Atlanta, GA

6.95%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.2

21 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jessica Brown

3 years ago

Never had any issues with anyone or their professionalism. However, I wish they would stay open until 6 on Fridays. My husband's job is old school and doesn't do direct deposit. So, because they close at the same time my husband gets off work we are only left to wait until Monday to deposit his pay check. It's quite inconvenient.

Happy Dude

9 years ago

This has been the most unprofessional banking experience that I've had the displeasure of experiencing. The tellers show favor and more courtesy to the white clientele. Knowing the risk of shopping online or even using your debit card at a local Walmart it seems as though a local credit union such as this one would accept your driver's license and/or passport as valid identification. However, they will not accept either form of identification even though you are standing there in person along with other customers they demand that you blurt out your social security number. I've been banking here for over 7 years and I only visit the brick and mortar when absolutely necessary. But, I was told if I didn't want to provide my social that I could just go down to the quickie mart. ... wow! Prejudice and rude. ... simply awesome. Worst banking experience ever!