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Southeastern

PO Box 2067, Valdosta, GA 31604
NCUA Insured4.5 (167 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 2067

Valdosta, GA 31604

Service Area

This credit union is located in Valdosta and serves members in the GA area. Currently serving 24,064 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.75%

Used Auto Loan

7.10%

Personal Loan

12.00%

Credit Card APR

11.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in GA

Lowest rates currently reported by credit unions in GA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

4.5

167 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Kelly Fisher

Kelly Fisher

6 months ago

Staff was very friendly and went above and beyond to help us. We were greeted at the door and was asked if they could help. We explained our situation and he set us up to talk to other staff members. They were able to accommodate us and we left very satisfied.

Denise Williams

Denise Williams

3 months ago

Samantha Frederickson is very informative and knowledgeable of her skills. She’s very easy to talk to, has high energy, and has a really sweet spirit. Samantha is definitely an asset to SECU.

David Jones

David Jones

8 months ago

Top notch service. I worked with Dewayne on my needs. Let me tell you, this man went above and beyond to get everything done for me. I hope to be dealing with him for a long time with anything else I need. I don't think he could have made my life any easier with the process. For this I'm grateful.

Janice Knight

Janice Knight

5 months ago

The most absolutely friendly and professional financial institution to be a part of. They treat everyone with kindness and dignity. They fulfilled all my financial needs. What a great Christmas season!

Jerry Paige

Jerry Paige

6 months ago

Called Today And talked with teller and she was phenomenal and handled everything that I needed quick and was very kind and took her time explaining anything I had questions about… I would disclose her name but I don’t know how to spell it LOL...(located @ the N Valdosta Rd.) Branch….But overall I’m Grateful/Proud to be a member of The SouthEastern Credit Union Family

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).