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Back to Warner Robins credit unions

Combined Employees

593 RUSSELL PKWY, Warner Robins, GA 31088
NCUA Insured4.1 (18 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1969

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

593 RUSSELL PKWY

Warner Robins, GA 31088

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(478) 929-5700

Service Area

This credit union is located in Warner Robins and serves members in the GA area. Currently serving 2,706 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.25%

Used Auto Loan

8.01%

Personal Loan

12.60%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in GA

Lowest rates currently reported by credit unions in GA (NCUA Q4 2025).

Georgia Guard— New Auto Loan

Macon, GA

3.00%
On the Grid Financial— Used Auto Loan

Atlanta, GA

3.75%
Workmen'S Circle Incorporated— Personal Loan

Savannah, GA

6.44%
Credit Union of Atlanta— Credit Card APR

Atlanta, GA

6.95%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.1

18 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Robert Glore

Robert Glore

a year ago

This is an up and coming credit union! They’ve added several services to help support the financial needs of their members! And they focus on member service! It’s really becoming THE PLACE to handle your finances whether it’s saving, budgeting, or borrowing!

stevie lowery

stevie lowery

8 years ago

I have been a member for many years. Always had great service from the staff there. I have had many loans from there and always paid through my work via auto draft. So never late on a payment. Curious as to why I can't get an auto loan on several attempts to do so. But other than that , these guys and gals are great to do business with.

Krystal Flournoy

Krystal Flournoy

4 years ago

I've been with Combine since I moved here 7 years ago. They have great customer service. They're an amazing group of people. Keep up the good work.

Cinna Bun

Cinna Bun

2 years ago

I’m clearly not the correct race for this bank. Robbie turns down everything I true to finance with this bank but my coworker with a 6 year bad credit streak can get approved for almost anything. lol!

Stanley Ward

Stanley Ward

9 years ago

Everyone is super nice and helpful here! I have done my personal financial business with Combined for a few years now, and could not be more pleased with every experience I've had with them! Keep up the good work!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).