Credit Union of Georgia

PO Box 2148, Woodstock, GA 30188

NCUA Insured4.1 (226 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1960

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Woodstock, GA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1960

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 2148

Woodstock, GA 30188

Google Maps 🗺Waze

(678) 322-2000

Service Area

This credit union is located in Woodstock and serves members in the GA area. Currently serving 36,459 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.99%

Used Auto Loan

4.14%

Personal Loan

9.99%

Credit Card APR

15.08%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in GA

Lowest rates currently reported by credit unions in GA (NCUA Q4 2025).

Georgia Guard— New Auto Loan

Macon, GA

3.00%

On the Grid Financial— Used Auto Loan

Atlanta, GA

3.75%

Workmen'S Circle Incorporated— Personal Loan

Savannah, GA

6.44%

Credit Union of Atlanta— Credit Card APR

Atlanta, GA

6.95%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

4.1

226 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Eric Larrieu

7 months ago

Avoid this credit union at all cost. Got a car loan through them. The payment system is abysmal. Can't make a payment at all. Call customer service and you get a smug/rude representative that all but calls you stupid. Asked if he could assist in making the payment. No they can only take late payment. Worse customer experience ever.

Tyler Griffin

9 months ago

Absolutely horrendous to deal with. Have “lost” my car loan and no one can seem to help me. Have tried to set up online banking SIX TIMES and every time has ended in failure and no one cares. I have financed over 10 vehicles with the Credit Union of Georgia and they have lost my business forever, if I wasn’t planning on selling the car at the end of the year I would refinance to get away from them. Avoid at all costs!!!

Lynn Ward

a year ago

My husband and I visited our local branch of Credit Union of Georgia today and were assisted by the Assistant Branch Manager, Linda Rainwater, who provided excellent service. She explained all the banking options and answered all our questions with great clarity and care.

Stacey Bains

2 years ago

I had a great experience completing a vehicle re-fi with Credit Union of Ga! Linda Rainwater from the Town Lake, Woodstock branch was my loan officer and she was a pleasure to work with. She made things so easy and painless! I only needed to go into the branch one time and all else was done via email and phone. It made it super easy as my work days are so unpredictable! I would recommend CU of Ga and Linda any time!! Thank you!

Sabrina Wimpey

8 months ago

Would not recommend. Told I was approved in an email only to be told the next day I wasn’t. Yes I kept the email for proof. No reasonable explanation as to why they changed their mind.