Community First Guam

231 Route 4, Hagatna, GU 96910-5210, Hagatna, GU 96910

NCUA Insured3.9 (16 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1962

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Hagatna, GU may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1962

Low-Income Designated

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

231 Route 4, Hagatna, GU 96910-5210

Hagatna, GU 96910

Google Maps 🗺Waze

(671) 472-8210

Service Area

This credit union is located in Hagatna and serves members in the GU area. Currently serving 16,226 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

2.25%

Used Auto Loan

5.50%

Personal Loan

3.99%

Credit Card APR

15.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in GU

Lowest rates currently reported by credit unions in GU (NCUA Q4 2025).

Community First Guam— New Auto LoanThis CU

Hagatna, GU

2.25%

Community First Guam— Used Auto LoanThis CU

Hagatna, GU

5.50%

Community First Guam— Personal LoanThis CU

Hagatna, GU

3.99%

Community First Guam— Credit Card APRThis CU

Hagatna, GU

15.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.9

16 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Addison Moyer

3 months ago

I've been banking with them for the past 25 years. Went in this morning to sign up for a loan. I couldn't read the loan application print was too small. Teller filled out the whole application for me. Very helpful with any questions I had. Keep up the awesome work. Thank you.

Babz NC

6 years ago

THE WORST MORTGAGE RATE THAT I GOT Community First- don’t go with them! Highest interest rate amongst the 4 institutions I checked. Terrible! And watch our for their loan origination fee! My sellers agent pushed hard for me to go with them, probably gets a kickback. Nope, im not one of those blind fools signing my life away with people scheming, especially with unethical real estate agents who post 10-15 year outdated pics on the their website profile (soooo misleading and scary when you finally meet them). Name drops later, closing deal first.

rONnIE

2 years ago

Community First with professional staff of students and excellent and quick services. Thanks for having me be part of the Community First Guam Federal Credit Union family. Dangkulo Na Si Yu'us Ma'ase...