NCUA Insured
Member-Owned
1 charter
Established in 1937
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Honolulu, HI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1937
Minority Depository Institution (MDI)
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Honolulu and serves members in the HI area. Currently serving 14,196 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.33%Used Auto Loan
5.89%Personal Loan
10.19%Credit Card APR
7.46%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in HI (NCUA Q4 2025).
Hilo, HI
Honolulu, HI
Hilo, HI
Honolulu, HI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.7
33 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsEric Marshall
4 months ago
Whisper, Tanya and Grace were great. My wife and myself opened accounts and it was super easy. Thank you Also they have a really cool mini museum with artifacts.
K-ki Naholoholo
7 months ago
Tanya has made our visit a special one. She immediately acknowledge us as we entered the branch love it! She also took the time to apologize for waiting since they were with customers. Wait time less than 5mins it was perfect! She is pleasant to work with and knows what she's doing. Please give her our Aloha! Ms. Naholoholo
Pomai Toledo
7 months ago
Tanya and Whisper always provide excellent service! Mahalo for the shaved ice & hotdog, too! Can we consider adding a HLEFCU Guest WiFi so I can complete my transaction on my phone in branch?
Lori Jones
4 months ago
Love the wonderful service from Whisper Tonya and Grace. We had to open accounts and it was stress free and seamless. Thank you so much. Mahalo!!!!!
Paul Klink
9 months ago
I had my wallet stolen and I had to change all my cards and information and the teller as well as the people at the branch made life very simple and a horrible situation and I'm forever grateful.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(808) 973-4311Website
Visit WebsiteMembers
14,196
Total Assets
$230.0M
Year Opened
1937
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile