Hawaii State

333 Queen St, Honolulu, HI 96813

NCUA Insured3.0 (30 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Honolulu, HI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1936

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

333 Queen St

Honolulu, HI 96813

Google Maps 🗺Waze

(808) 587-2700

Service Area

This credit union is located in Honolulu and serves members in the HI area. Currently serving 138,321 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.24%

Used Auto Loan

6.99%

Personal Loan

11.50%

Credit Card APR

18.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in HI

Lowest rates currently reported by credit unions in HI (NCUA Q4 2025).

Helco— New Auto Loan

Hilo, HI

3.00%

Glover— Used Auto Loan

Honolulu, HI

3.54%

Helco— Personal Loan

Hilo, HI

5.00%

Hawaii Law Enforcement— Credit Card APR

Honolulu, HI

7.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(16 total)

Member Reviews

3.0

30 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Karlen Ross

2 years ago

Brand new location, very friendly tellers and branch workers. I don't really like the palm scanner so I'll just stick to my Debit Card for transactions

Meira Leonard

a year ago

Despicable. I opened a business account and specifically asked if I could deposit checks remotely using their app. They said YES. This wasn’t the truth and for 8 years EVERY TIME I asked they would say ‘yes they are working on that, it’s coming soon’. That was a LIE. Now in the past 2 years they have shut down or moved locations WITHOUT notifying their customers. So I keep driving to new locations to find ATMs where I can deposit my checks. I’ve called twice because the ATMs are not working and when I called right now their support couldn’t even tell me which ATMs were working but expected me to drive around to find out myself. Seriously?!? Worse bank I’ve ever had.

ramesse ming

a year ago

Worst bank ever don’t do any business with this bank. They have no customer service. Everything is done on a damn machine. Their system is horrendous. I have never had soo much trouble with a bank as these guys. I will definitely be switching banks and will tell everyone looking for a bank not to bank here.

Chris Pak

2 years ago

Wierd Bank Concept!!! I cannot even withdraw $200 From My Savings!!! There is No Teller & I Have to Use ATM Only!!! First it Gave Me Only $100 in Five Dollar Bill and Later They told me To Go To Different Branch for other $100. Worst Bank Exprience Every!!! I'm Not Going In To That Location Ever!!!