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Lokahi

P.O. Box 30025, Honolulu, HI 96820
NCUA Insured3.8 (10 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 30025

Honolulu, HI 96820

Google Maps🗺Waze
(808) 423-1391

Service Area

This credit union is located in Honolulu and serves members in the HI area. Currently serving 45,797 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.24%

Used Auto Loan

3.74%

Personal Loan

11.50%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in HI

Lowest rates currently reported by credit unions in HI (NCUA Q4 2025).

Helco— New Auto Loan

Hilo, HI

3.00%
Glover— Used Auto Loan

Honolulu, HI

3.54%
Helco— Personal Loan

Hilo, HI

5.00%
Hawaii Law Enforcement— Credit Card APR

Honolulu, HI

7.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

3.8

10 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Nursemelissajane

Nursemelissajane

8 years ago

I absolutely love my primary bank but they don't have a lot of branches locally. Thankfully there is the Kahala Mall Hickam Federal Credit Union, which is a sister bank to my primary bank and is less than five minutes from my house. For what is essentially a mall kiosk, they've got pretty accessible hours--they're even open Saturday--and because they are a sister bank I can hit the atm as much as I want without paying service fees. Very nice.

Shelley Ham

Shelley Ham

8 months ago

I have always found them to be friendly and professional. Free notary service is a plus

Toni

Toni

8 years ago

Hickam staff is professional, very considerate, kind and will help at any opportunity they get. I got my car loan through them, opened accounts, and they have treated me like family. I appreciate them very much.

S S

S S

4 years ago

Excellent service. The friendly staff gave me the best car loan rate for my new Honda and helped me open a Home Equity Loan for solar panels that provided me the lowest rate I could find. anywhere. Mahalo!

Morgan-Rhys LaRue

Morgan-Rhys LaRue

8 years ago

Manager Michelle refused to help me in a matter of cashing a check. This cost me a day of work and had to come back the next day and she was still rude and unprofessional.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).