University of Hawaii
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1955
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Honolulu, HI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1955
Minority Depository Institution (MDI)
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Honolulu and serves members in the HI area. Currently serving 34,987 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.00%Used Auto Loan
6.75%Personal Loan
8.74%Credit Card APR
9.99%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in HI
Lowest rates currently reported by credit unions in HI (NCUA Q4 2025).
Hilo, HI
Honolulu, HI
Hilo, HI
Honolulu, HI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(5 total)
Member Reviews
4.4
96 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Carol Hu
3 months ago
I would like to formally commend Nick for his exceptional assistance in completing my HELOC for the second time. Nick is extremely knowledgeable, efficient, friendly, and professional. He guided the entire process with clarity and care, making it smooth and stress-free from start to finish. His expertise, combined with his approachable manner, made the experience both reassuring and seamless. Thank you for having such a dedicated and outstanding team member. I truly appreciate the excellent service provided, and please extend my sincere appreciation to Nick. Mahalo nui loa, Carol Hu
Keith Harris
6 months ago
Hawaii University, FEDERAL CREDIT UNION. Is the best I have had no bad experience with them every representative that I’ve spoke with was always steadfast and assisting me and very patient. I actually change FEDERAL CREDIT UNION’s to join them.
Bernadine Chelliah
a year ago
Noel arranged the appointment to suit our time. and explained what are the documents we needed and make it simple. Very professional and friendly felt like I know him for a long time. The team was very efficient and we were very pleased with the service. Nice to Have people like Noel working for uhfcu. also all the others working their are Very friendly and treat you like a family.
Haili Kapela
a year ago
Just recently came in with a bunch of headache problems with my banking on my end… Luckily Noel was there to help me with it. Highly recommended him for any questions and problems. Works very efficiently!
William Anderson
a year ago
They charged me to have my new credit card sent there to assure security, then instead of sending it to my local branch they sent it to another town that I do not live in. The manager needs training in customer service, the tellers were great though.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(808) 983-5500Website
Visit WebsiteMembers
34,987
Total Assets
$926.3M
Year Opened
1955
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile