Valley Isle Community

160 Paahana St, Kahului, HI 96732

NCUA Insured3.5 (13 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Kahului, HI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1940

Low-Income Designated

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

160 Paahana St

Kahului, HI 96732

Google Maps 🗺Waze

(808) 877-3232

Service Area

This credit union is located in Kahului and serves members in the HI area. Currently serving 12,847 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.00%

Used Auto Loan

6.00%

Personal Loan

15.00%

Credit Card APR

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in HI

Lowest rates currently reported by credit unions in HI (NCUA Q4 2025).

Helco— New Auto Loan

Hilo, HI

3.00%

Glover— Used Auto Loan

Honolulu, HI

3.54%

Helco— Personal Loan

Hilo, HI

5.00%

Hawaii Law Enforcement— Credit Card APR

Honolulu, HI

7.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.5

13 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Dennis Allen

a year ago

I have banked with Valley Isle for over 5 years and stuck with them even though they have no ATM's and about another 4-5 major issues. However their customer service is what all kept me here until today. When first came in the building it was 2:45 pm. I was told the manager was on breakbyt would be back in 15 min. I said no problem I will speak with a moans officer while I wait. After 25 min she said that she would go check to see if the Bank manager was back from lunch. She asked me to continue to wait in the lobby where I waited another 40 min. I'm unsure of how long lunch breaks are but this has definitely broken any faith I had left in this small Credit Union. I will be changing banks as soon as their 13 DAY HOLD on my check ENDS!!

Pomaikai Jones

2 years ago

I’ve been going there for almost 7 years, my parents have had accounts there for more than 10 years, but Pam, at the Kahului branch, you suck. You’re not accommodating. She doesn’t take time to know her customers or create a relationship. You’re disrespectful and I hope you know you’re the reason the bank lost me👍🏽

Anake Hinano

9 years ago

Their awesome, I'm so happy I'm banking with them, l have my favorite tellers but as a whole their just totally awesome, love their services, been with them since 2005!!!

alex garcia

4 years ago

Awful bank. Lady had no clue what she was doing with the auto loan and at the end we are getting charged 3k for something she didn't even explain. Never doing business with them again