Garden Island

2973 Kele St, Lihue, HI 96766

NCUA Insured3.7 (6 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Lihue, HI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1938

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2973 Kele St

Lihue, HI 96766

Google Maps 🗺Waze

(808) 245-2712

Service Area

This credit union is located in Lihue and serves members in the HI area. Currently serving 7,291 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.40%

Used Auto Loan

9.27%

Personal Loan

10.74%

Credit Card APR

9.23%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in HI

Lowest rates currently reported by credit unions in HI (NCUA Q4 2025).

Helco— New Auto Loan

Hilo, HI

3.00%

Glover— Used Auto Loan

Honolulu, HI

3.54%

Helco— Personal Loan

Hilo, HI

5.00%

Hawaii Law Enforcement— Credit Card APR

Honolulu, HI

7.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.7

6 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Loki Rauschenburg

2 years ago

If I could give a 0 I would!!! Money was sent to them from my gap refund from a car I paid off and it was deposited into my savings account instead of being sent to me. Trying to get it out since I live out of state was requiring me to take time off of work to get a notarized form for them to release my money and close the account. So decided to do a member to member transfer so I can get my money sooner rather than a week later. They fail to tell me the suffix is 0 saving or 71 for checking to do this transfer so I kept getting an error code. So when I called them back they REFUSED to answer my call. I called 5 times and it was forwarded to the call center. I made my boyfriend call and they answered right away. Great customer service!!! So grateful I paid off this car note and will have nothing to do with them once my money is transferred out. Hawaii federal credit union is a million times better at taking care of their customers.

ROMEL MANZANO

2 years ago

MY BUSINESSING SUPPLIERS ONE BANKING - AMERICAN EXPRESS AMEX SUPPLIER ONE ACCOUNTS - WORLD BANK SUPPLIERS ONE ACCOUNTS - CLIENTS DIRECTORIES - DIRECTORIES TO MY BUSINESSING AMEX SUPPLIERS ONE ACCOUNTS