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Schofield

PO BOX 860669, Wahiawa, HI 96786
NCUA Insured3.7 (9 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 860669

Wahiawa, HI 96786

Service Area

This credit union is located in Wahiawa and serves members in the HI area. Currently serving 1,991 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.25%

Used Auto Loan

7.70%

Personal Loan

10.02%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in HI

Lowest rates currently reported by credit unions in HI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.7

9 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Vinicius Vitaliano

Vinicius Vitaliano

a year ago

Schofield Credit Union is by far the best bank I have ever worked with! I’ve had multiple car loans with them, and their customer service is exceptional. Being a small bank, they truly prioritize their customers and make everything easy. They're incredibly military-friendly, too. A special shoutout to Laureen, Cheryl, and the rest of the amazing staff—they're all fantastic!

Richard Alburo

Richard Alburo

2 years ago

Greetings! OUTSTANDING CUSTOMER SERVICE! to leadership and management. I would like to inform you that you have a great team and staff in your facilities. I just recently became a member of Schofield Federal Credit Union. I came in to open a new account and I was impressed the service that I received from Ms. Jeana, Ms. Mikie and Ms. Lorriene they provided me superb customer service, very professional, and customer service-oriented. Great job! Thank you for service.

Eric Tjoe

Eric Tjoe

3 years ago

They are a small cu bank located near the main PX in Schofield Barracks. A good place to get auto loans as the rates I got were very competitive. I got two auto loans from them (2014 & 2023) for new autos. Talk to Laureen for the auto loan. She helped and worked with me back in 2014, and again in 2023. Thank you.

Xavier Garrido

Xavier Garrido

6 years ago

As a member for 5 years, I can confirm that this is a fine establishment, I have never had any issues. The only downside (if you could call it that) is it's size. For example, certain budget apps such as ynab can link to your bank account, but this place is too seemingly too small for that to be readily available. This is a minor nitpick. The app is very good in my opinion, and besides a couple of glitches over the years I can't complain. Seriously polite staff, seems like we have a couple of salty reviews.

ryan finnerty

ryan finnerty

6 years ago

Worse bank I have ever dealt with in my entire life! Ridiculous policies! Extremely rude loan department! Always wondering what you're spending YOUR OWN money on! Always locking your card for nooo reason!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).