NCUA Insured
Member-Owned
1 charter
Established in 1936
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1936
Minority Depository Institution (MDI)
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Wailuku and serves members in the HI area. Currently serving 1,278 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.16%Used Auto Loan
5.53%Personal Loan
7.66%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in HI (NCUA Q4 2025).
Hilo, HI
Honolulu, HI
Hilo, HI
Honolulu, HI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.0
4 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsJosh P
2 years ago
MTFCU was a total disappointment. My wife, Maui teacher for 21 years, good credit history, with over $1 million in home equity, was denied a small HELOC after giving us high hope and hard credit checks. They seem nice, but the bank probably shouldn’t advertise HELOC when they can only afford personal loans and auto loans, unless you have an 800 credit score, which why would you need a loan to begin with if everything was perfect in your life? Would’ve used a bigger bank, but we thought they might care about teachers there for some reason.
Reid Fukushima
4 years ago
Very Friendly staff great loan rates
Elsonian
2 years ago
Friendly locals. Happy place to visit.
Eddie H
3 weeks ago
I had the absolute best experience here today, all because of Leona. Super friendly and helpful, she went above and beyond and with a smile on her face. She deserves a raise!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(808) 242-2997Website
Visit WebsiteMembers
1,278
Total Assets
$35.6M
Year Opened
1936
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile