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Idaho Central

4400 Central Way, Chubbuck, ID 83202
NCUA Insured3.8 (59 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

4400 Central Way

Chubbuck, ID 83202

Service Area

This credit union is located in Chubbuck and serves members in the ID area. Currently serving 769,306 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.30%

Used Auto Loan

7.04%

Personal Loan

11.43%

Credit Card APR

13.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ID

Lowest rates currently reported by credit unions in ID (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(64 total)

Member Reviews

3.8

59 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Kandise

Kandise

6 months ago

I have been a loyal member, even through ALL of their system fails. Several of them with me not being able to get food for my family or gas to get to work. I have still stuck with them. But that is about to end. As a credit union it is customer owned, supposed to be customer oriented and supportive. They are not. The staff is very friendly and it really is a joy interacting with them. But the reality is on the back end you are better off not wasting your time with this place. The ACTUAL care given to "members" is non existent. As a credit union, you would expect above and beyond, personalized and tailored service given your situation. This is not the case. They advertise as a credit union, but operate bigger than corporate banks. What leads to this review? When applying for a loan they only pull your experian report. They do not pull from all 3. This falls short on their end as if they did, they could see the inaccuracies in reporting and would be able to make an actual informed judgment in their decision. So yes, denied by iccu for a loan due to inaccurate reporting on my credit report. Approved by a "bigger bank" who took the time to compare and pull all credit reports. I hope this review helps someone who is looking for a loan. And remember, if you try and go through them it is a hard pull on your credit, which will drop your credit score. And ICCU, I'm not interested in your generic "fill out this form" response. I'm a member, treat me like one and reach out to me personally.

Charles Peak

Charles Peak

a year ago

This is a pretty good bank. Only had one or two little hiccups. The major thing is we switched because we wanted a small community bank. And this bank is that, however theybpldo the big bank thing where you can never call your local branch. You have to call the 800 number and wait and play their games. The people at the bank seem knowledgeable and polite. The people on the phone while mostly polite seem untrained and not very knowledgeable. It can take many many many phone calls to resolve a simple issue with being told different things each call, jumping through a new hoop each time. We have had wait times of 45 minutes before. Update: While it make a moment or two to get things handled sometimes, they definitely have gone above and beyond for us recently.

Samuel Guyette

Samuel Guyette

9 months ago

Excellent Credit Union, but the lines at the Yellowstone branch have been excessively long lately, pretty unacceptable in my opinion. They need to hire more staff

Brian Christensen

Brian Christensen

a year ago

Robbie Wilson was fantastic to work with yesterday. We came in to set up a new checking account, checked in with a teller and within 2 minutes, Robbie came out and invited into his office. The process was easy, fast and no stress. Robbie took the time to go over all the information and answer all our questions.

rachel bird

rachel bird

a year ago

I’m pretty sure it was this location, but if not then a Boise location. I’m a new college student and was looking into getting a credit builder card. Kolton was the representative helping me and I had such an amazing experience!! He was very very kind, (asking about my week, what I’m going to school for, etc.) He was very knowledgeable and explained things in an extremely easy manner. The whole process was so easy, Kolton really helped me understand and the whole process was done in just over an hour. Definitely recommend him!! #iccurocks

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).