NCUA Insured
Member-Owned
2 charter
Established in 1939
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Lewiston, ID may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1939
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Lewiston and serves members in the ID area. Currently serving 22,352 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.44%Used Auto Loan
6.40%Personal Loan
12.17%Credit Card APR
11.27%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in ID (NCUA Q4 2025).
Boise, ID
Nampa, ID
Boise, ID
Moscow, ID
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.7
79 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsEvan Chance
3 months ago
If Izzy wasn't working here, I wouldn't go through them. She deserves a lot of the credit. They're really hard to get a hold of. When you are inside, it's very clean and well kept but all the staff besides maybe two or three people aren't very welcoming.
Jessica Riffle
9 months ago
Had major issue with P1FCU that would hinder my ability to get my paychecks, use my card or my account in general let alone pay my personal loan with them and was beyond frustrated to the point I am having to stop banking with them. I called LCCU and I immediately felt better talking with Izzy. Was reassured and told steps for switching over to them. I am so grateful for them and im so excited to make them my primary financial institution.
Jaxen Wickersham
5 months ago
Impossible to get ahold of. Can do absolutely nothing unless you are at the branch but will claim they can. Have had nothing but problems with this bank. Consider another option.
Melissa Dupuis
8 months ago
Big shout out to Michelle Hansen at lccu she is very kind and makes working with lccu easy thanks for all your help !
Vincent Bianchi
11 months ago
This Credit Union Has Gone Downhill With Regard To -25 Dollar Charge Ever Expanding Rip Off Scam All The time I Had Over Draft Protection. I Monitored Closer Than They Think , Wife And I Both On SSDI , Last Thing We Expected Was To Be Nickeled And Dimed To Death In Such Away But Think About It We Watching Every Penny While They Got Real Good At -25 -25 -25 Just Wow How Incomprehensible I Had Warned Them We Don't Have The Money To Fund Their Lunches And Parties But Much To Our Surprise They Doubled Down Paid For All Their Remodeling With Other Peoples Money IM Sure Of What I'm Implying So Do Not Attempt To Contact Us Unless Its Apologies And Maybe A Check. Lets Face It Wells Fargo Did It Potlatch Credit Union Did It And I Say Its Past Time To Get Something Done About These Financial Institutions And The Creative Ways They Fund Pet Projects Is There Anything Wrong With Suggesting A Comprehensive Audit Just To Rule Out Such A Thing. Thanks For Listening. Mot Responsible For My Actions In This Matter $ Serious Medical Head Injuries Swept Under The Rug By The Surety Another Long Story No-one Wants To Satisfactorily Address So On We Go .
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(208) 482-3990Website
Visit WebsiteMembers
22,352
Total Assets
$276.0M
Year Opened
1939
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile