NCUA Insured
Member-Owned
1 charter
Established in 1936
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Meridian, ID may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1936
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Meridian and serves members in the ID area. Currently serving 100,988 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.76%Used Auto Loan
7.24%Personal Loan
12.56%Credit Card APR
13.19%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in ID (NCUA Q4 2025).
Boise, ID
Nampa, ID
Boise, ID
Moscow, ID
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
2.5
94 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsAlicha F
7 months ago
Kelsey with CapEd in the Mortgage and Operations Center is wonderful! Super helpful, responsive and reliable. I worked with her when I refinanced my SUV earlier this year. During this process I learned that you don’t have to be an educator to bank with CapED. Also, more recently, I switched insurance companies and still had her email contact so I emailed her a question about submitting my new insurance info. She helped me with this and our conversation lead to her offering CapED resources available to me as a federal employee during this current government shutdown. Kelsey was kind, quick and efficient. I definitely recommend CapED. Thank you, Kelsey! -Alicha
Blayne Azevedo
2 years ago
Terrible banking practices. If they do a loan for a vehicle and they require proof of insurance, you can bring it to them over four times and they still won’t except it. I’m not even sure why they have employees anymore. Everything is basically a giant ATM. Specifically, the location at Meridian in Overland. Even going into the branch multiple times they offer zero help.
Dennis Taunton
a year ago
If all people were as friendly, it's knowledgeable as Prompt and good at their job as Sky from the Meridian location that I had the pleasure of dealing with today. Cap ed would have a five star rating across the board. Just wanted to say thank you again for handling all my banking needs... 😁
Cameron Wells
a year ago
Had a great experience with Donnita! My wife and I recently moved from Hawaii and we were able to get a joint account with them.. I work for Maverick Car Company and CapEd is one of our valued partners when it comes to financing for our clients. I was impressed with the customer service and modern approach to banking with the seamless membership process and free floating desks in the room. We will be looking to do some refinancing with them in the next few months as our Hawaii vehicles get shipped over! Their app is also very smooth and the high yield checking account is a pretty neat benefit!
Michael Leaf
a year ago
The fees increase and the member service goes down. Caped USED to be a wonderful place to bank, but anymore I almost feel like Wells Fargo would have less fees and better customer service.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(208) 884-0150Website
Visit WebsiteMembers
100,988
Total Assets
$1.4B
Year Opened
1936
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile