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Pioneer

250 W 3RD S, Mountain Home, ID 83647
NCUA Insured4.2 (128 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

250 W 3RD S

Mountain Home, ID 83647

Service Area

This credit union is located in Mountain Home and serves members in the ID area. Currently serving 48,179 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.09%

Used Auto Loan

6.09%

Personal Loan

12.19%

Credit Card APR

11.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ID

Lowest rates currently reported by credit unions in ID (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(16 total)

Member Reviews

4.2

128 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Dan Bywater

Dan Bywater

8 months ago

Best credit union in Idaho. The people bend over backwards to help you. So much better than my old bank. There are so many things you can do with your money. All at your fingertips. And its easy not complicated the people here really give you a good experience.

Wes Fogleman

Wes Fogleman

5 months ago

Pioneer Federal Credit Union is excellent! Staff is very friendly, easy to work with, and incredibly helpful. Highly recommend!

Brittany Aldrich-Kent

Brittany Aldrich-Kent

4 years ago

Thank you Kristin! You were very patient with an amazing attitude! Loved your customer service and understanding when I was being difficult! Definitely made my day and my banking experience amazing! Been banking with this branch for over a year and have not had a better experience then I had today! You were awesome and I can't Express enough how much I truly appreciated it!

Anita Hill

Anita Hill

8 months ago

Pioneer FCU Main Branch employees always provides me with best service. They always have a smile on their face when I walk in and they know my name.

Anonymous LocalYokel

Anonymous LocalYokel

a year ago

2 stars for the Pioneer Location but Wal-Mart & Freeway. Small location so understandably less personnel but would expect an acknowledgment or indication that you will receive assistance. This crew clearly enjoys each other and their usual customers (which is great… for them). They might say hello, they might ignore you and keep chatting it up until you get exasperated and leave.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).