NCUA Insured
Member-Owned
2 charter
Established in 1948
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Nampa, ID may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1948
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Nampa and serves members in the ID area. Currently serving 19,103 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
3.74%Used Auto Loan
3.99%Personal Loan
10.00%Credit Card APR
13.50%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in ID (NCUA Q4 2025).
Boise, ID
Nampa, ID
Boise, ID
Moscow, ID
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.3
123 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsBrandon Sanchez
a week ago
Debbie Welch service was 10/10. She helped me with an auto loan to get my dream car and was able to get me approved. I am so grateful for her customer service and if i were to apply for another loan I would want her by my side!!
Michelle Minosh
3 months ago
The team was very friendly when we came in & directed us to the member service specialist Miss Debbie who was great! She was able to do a consolidated loan for us at a lower rate that no one was able to do before saving us almost $600.00 a month.
Rindy Evans
6 months ago
Debbie was absolutely amazing to work with! She helped us get financed quickly and made the entire process stress free. She even went the extra mile and refinanced another loan we had with a different credit union, saving us money right away. We’re so grateful for her kindness, professionalism, and willingness to help. Highly recommend working with Debbie!
E Cortez
4 months ago
Great experience at Clarity Credit Union in Nampa! Judy Barajas was amazing to work with. She helped me secure my loan and made sure every detail was taken care of. Smooth process and excellent customer service. Highly recommend!
David Rios
9 months ago
I recently worked with Debbie, and I couldn’t be more pleased with the entire experience. From start to finish, she made the process smooth, straightforward, and stress-free. Debbie was incredibly knowledgeable and always took the time to answer all of my questions thoroughly. Her communication was excellent—she kept me informed at every step and made sure I understood all aspects of the process. I truly felt supported and confident in every decision thanks to her guidance. If you're looking for someone who is professional, responsive, and genuinely invested in helping you, I highly recommend working with Debbie. She made what could have been a complicated process feel easy.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(208) 437-6583Website
Visit WebsiteMembers
19,103
Total Assets
$223.5M
Year Opened
1948
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile