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Clarity

PO Box 500, Nampa, ID 83653
NCUA Insured4.3 (123 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1948

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 500

Nampa, ID 83653

Service Area

This credit union is located in Nampa and serves members in the ID area. Currently serving 19,103 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.74%

Used Auto Loan

3.99%

Personal Loan

10.00%

Credit Card APR

13.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ID

Lowest rates currently reported by credit unions in ID (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

4.3

123 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Brandon Sanchez

Brandon Sanchez

a week ago

Debbie Welch service was 10/10. She helped me with an auto loan to get my dream car and was able to get me approved. I am so grateful for her customer service and if i were to apply for another loan I would want her by my side!!

Michelle Minosh

Michelle Minosh

3 months ago

The team was very friendly when we came in & directed us to the member service specialist Miss Debbie who was great! She was able to do a consolidated loan for us at a lower rate that no one was able to do before saving us almost $600.00 a month.

Rindy Evans

Rindy Evans

6 months ago

Debbie was absolutely amazing to work with! She helped us get financed quickly and made the entire process stress free. She even went the extra mile and refinanced another loan we had with a different credit union, saving us money right away. We’re so grateful for her kindness, professionalism, and willingness to help. Highly recommend working with Debbie!

E Cortez

E Cortez

4 months ago

Great experience at Clarity Credit Union in Nampa! Judy Barajas was amazing to work with. She helped me secure my loan and made sure every detail was taken care of. Smooth process and excellent customer service. Highly recommend!

David Rios

David Rios

9 months ago

I recently worked with Debbie, and I couldn’t be more pleased with the entire experience. From start to finish, she made the process smooth, straightforward, and stress-free. Debbie was incredibly knowledgeable and always took the time to answer all of my questions thoroughly. Her communication was excellent—she kept me informed at every step and made sure I understood all aspects of the process. I truly felt supported and confident in every decision thanks to her guidance. If you're looking for someone who is professional, responsive, and genuinely invested in helping you, I highly recommend working with Debbie. She made what could have been a complicated process feel easy.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).