Advantage Plus

PO Box 4610, Pocatello, ID 83205

NCUA Insured4.3 (79 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1953

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 4610

Pocatello, ID 83205

Google Maps 🗺Waze

(208) 232-7711

Service Area

This credit union is located in Pocatello and serves members in the ID area. Currently serving 21,400 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

6.99%

Personal Loan

18.00%

Credit Card APR

11.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ID

Lowest rates currently reported by credit unions in ID (NCUA Q4 2025).

Boise Fire Department— New Auto Loan

Boise, ID

3.00%

Clarity— Used Auto Loan

Nampa, ID

3.99%

Boise Fire Department— Personal Loan

Boise, ID

7.00%

Latah— Credit Card APR

Moscow, ID

8.34%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

4.3

79 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Solomon Long

4 months ago

Best bank in Idaho. I don't know why you would ever need another bank. These guys are super reliable and are very easy to work with. Misty is very fast and insightful!

Heidi Shuler

7 months ago

Misty at Center Street is the BEST! I needed help with an issue, and she spent so much time working with me to get it resolved. She needed a manager to approve something, and she not only made sure it happened, she called me back the next day to make sure it worked and stayed on the line the whole time until it was completely resolved. And to boot, she was so kind! I'm so grateful for amazing customer service!

leah patera

6 months ago

I love advantage plus credit union. Especially love working with the center street branch. Kaden Nelson always helps me with our loans and does a great job. Definitely recommend him.

Connie Tramell

6 months ago

I recently shopped for lower interest rates to refinance my auto loan. The best rate I could find was with Advantage plus. They were much lower than any place I had searched . Kaden Nelson helped me through the process completing all the necessary work and signatures online. Kaden was very knowledgeable and handled the transaction with efficiency and professionalism. He was a great listener and very pleasant to deal with during the entire transaction. Kudos to Advantage plus and Kaden.