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Lookout

275 S. 5th Ave, Suite 210, Pocatello, ID 83201
NCUA Insured4.2 (145 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

275 S. 5th Ave, Suite 210

Pocatello, ID 83201

Service Area

This credit union is located in Pocatello and serves members in the ID area. Currently serving 25,848 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.08%

Used Auto Loan

10.40%

Personal Loan

15.11%

Credit Card APR

17.16%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ID

Lowest rates currently reported by credit unions in ID (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

4.2

145 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Jessica Capson

Jessica Capson

a month ago

I rarely leave reviews, but I feel people should be aware of this. I do not recommend getting a credit card from Lookout Credit Union. They recently switched their credit card servicing to Groundwork, and since that change, customer support has been extremely poor. Since April 8th, I have been trying to register my card in the new system. I’ve made multiple calls to both companies and was repeatedly told I would receive a callback within 24–48 hours. It has now been four weeks with no resolution and no follow-up. Because their system isn’t working, I was forced to pay a fee just to make my payment over the phone. On top of that, I was charged a paper statement fee because I’m unable to enroll in e-statements due to the same issue. Both fees were denied for reversal, even though they were caused by problems on their end. Through these calls, I’ve also learned this appears to be a broader, system-wide issue—so I doubt I’m the only member dealing with this. Despite that, there has been little to no communication from either organization acknowledging or addressing the problem. I chose a smaller credit union expecting better service, but the lack of support and communication here has been extremely disappointing.

drake weber

drake weber

3 months ago

I had a wonderful experience with them. I’m a joint account down in Utah and they worked with me and gave me the cash with no questions. It was awesome.

Kyle Crawford

Kyle Crawford

a week ago

Already 1000 times better than that ICCU. Ive gotten a phone call and a card from them. They are connecting with me and asking if I need any help. To ICCU I was just a number that helps them make more money.

Michele Irwin

Michele Irwin

10 months ago

Val and the entire staff have been such a help as we’ve navigated accounts from a distance, through various means that work for even the less tech savvy. Always professional and pleasant, while doing so, too. Thank you for your great service!

Ree

Ree

a year ago

I have needed to do bank transfers to a bank in Canada. At first lookout was great at helping me. Now not so much. I will call and ask for the individual who was always incredible at getting it done. A week ago I phoned and was told he was busy and he would return my call. He never did. I emailed him a few days later and his reply was to phone in and anyone could help me. Everytime someone else has tried, they seem to lack the knowledge and end up waiting for him to assist. So I am now looking for another banking institution that all staff are knowledgeable, where I am not given the run around. I shouldn't have to feel like I am a burden asking to have a transfer done. I have been with the credit union since the late 1990s.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).