St Joe Valley

P O BOX 216, St Maries, ID 83861

NCUA Insured4.2 (5 reviews)3 charter

Verified Information

NCUA Insured

Member-Owned

3 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around St Maries, ID may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

3 charter

Established in 1959

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

P O BOX 216

St Maries, ID 83861

Google Maps 🗺Waze

(208) 245-4231

Service Area

This credit union is located in St Maries and serves members in the ID area. Currently serving 1,150 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.60%

Used Auto Loan

6.50%

Personal Loan

10.65%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ID

Lowest rates currently reported by credit unions in ID (NCUA Q4 2025).

Boise Fire Department— New Auto Loan

Boise, ID

3.00%

Clarity— Used Auto Loan

Nampa, ID

3.99%

Boise Fire Department— Personal Loan

Boise, ID

7.00%

Latah— Credit Card APR

Moscow, ID

8.34%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.2

5 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Sue B

2 years ago

I just recently opened my account and it keeps on locking on me with no security questions that I had answered when I opened my account so it doesn’t do that what’s the purpose of the security questions when it’s just gonna keep on locking on you I don’t get it ugh 😩

Stuart Dundas

9 years ago

Very friendly staff always helpful. Small local business, so never dealing with corporate headquarters based far away in a big city. The staff know who the members are by name.