Iaa

PO Box 2901, Bloomington, IL 61702

NCUA Insured4.3 (41 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Bloomington, IL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 2901

Bloomington, IL 61702

Google Maps 🗺Waze

(309) 557-2541

Service Area

This credit union is located in Bloomington and serves members in the IL area. Currently serving 18,055 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.26%

Used Auto Loan

6.23%

Personal Loan

12.05%

Credit Card APR

9.45%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Tee-Pak— New Auto Loan

Danville, IL

2.49%

National Police— Used Auto Loan

Chicago, IL

2.99%

Israel Methcomm— Personal Loan

Chicago, IL

2.00%

Great Lakes— Credit Card APR

Bannockburn, IL

2.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.3

41 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Mya Monea

6 months ago

I worked with Emily, and I’m very thankful she resolved my problem. She was a great listener something we all appreciate. Emily was kind, joyful, and it’s clear she loves her job. Because of her excellent service, I’ll continue doing business with this bank.

Chad Medina

7 months ago

Brian was able to get my auto loan refinanced fast and easy at a great rate. So thankful and am looking forward to moving by banking needs here.

Michael Basile

a year ago

I had an account with IAA Credit Union that was discharged in bankruptcy in July 2019. I've been building my credit ever since with 100% payment history on new debt. All of a sudden my score dropped. Looked into details and see that all of a sudden, IAACU has reported "missed payments" from date of my BK discharge until February 2025. My payment history dropped 3% in last month. I will be contacting my Fair Debt Collection Act attorney to pursue litigation. Very unfriendly lender when a consumer goes through rough financial times along with illegal credit reporting actions. If I could have selected 0 stars, I would have.

Cory Hyde

5 months ago

Great! Excellent customer service. They will give you the attention that you need and deserve

Connor Donohue

2 years ago

Over the past couple years Mandi has been my go-to for a plethora of tasks regarding my account and she has been nothing short of extremely helpful and timely. Also spoke with Cody on the phone who answered all my questions and was very knowledgeable regarding Money Market accounts and other small requests I had. A great experience all around.