Kaskaskia Valley

401 S Poplar St, Centralia, IL 62801

NCUA Insured4.4 (7 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1982

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Centralia, IL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1982

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

401 S Poplar St

Centralia, IL 62801

Google Maps 🗺Waze

(618) 533-6681

Service Area

This credit union is located in Centralia and serves members in the IL area. Currently serving 3,630 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.50%

Used Auto Loan

6.30%

Personal Loan

6.90%

Credit Card APR

6.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Tee-Pak— New Auto Loan

Danville, IL

2.49%

National Police— Used Auto Loan

Chicago, IL

2.99%

Israel Methcomm— Personal Loan

Chicago, IL

2.00%

Great Lakes— Credit Card APR

Bannockburn, IL

2.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.4

7 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Ron Wilken

3 years ago

Everything we have we owe to this institution, been dealing with them for 25+ years. Kim is awesome

Amy Palm

8 years ago

I love this bank! They always do anything and everything to help! Ruby is the best too ❤

David Timmons

8 years ago

Here's how kaskaskia valley credit union operates my account got hacked and the credit unions fraud department did catch it before there was to much damage then the credit unions fraud department shut my debit card off which was ok but then they allowed and paid the charges knowing it was fraud which that allowed my account to go negative then the credit union charges me overdraft fees on the charges that was fraud then they charge me a daily overdraft fee then when I contact them they tell me it's there policy that I do all the calling to where the charges took place now I know the name of the business but they offered no help in giving me a phone number to contact the place and refused to at least take the overdraft charges off without which I feel should have have never been charged to my account to begin with I wouldn't do business with this credit union again seems there just into taking every penny that they can get from a person kaskaskia valley credit union is just bad business in my personal opinion