Back to Champaign credit unions

Central Illinois

2106 w john st, Champaign, IL 61821
NCUA Insured4.2 (28 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1948

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

2106 w john st

Champaign, IL 61821

Service Area

This credit union is located in Champaign and serves members in the IL area. Currently serving 3,527 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.40%

Used Auto Loan

3.40%

Personal Loan

10.80%

Credit Card APR

11.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.2

28 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Mike Dilger

Mike Dilger

6 months ago

We've banked here for 20+ years and have seen a lot of new faces in that time. We have always had good service. Loans are easy and affordable, online account access is helpful.

Leo Rodgers III

Leo Rodgers III

a year ago

I have an account at Eglin FCU. I needed to deposit money into my account to facilitate an auto purchase. The two ladies I encountered were fast and made the process super simple. So much that I plan to become a member. Great customer service.

Isabel Tandoyog

Isabel Tandoyog

5 years ago

Been banking here for ten years now, never had a major problem with my account. Overall, its a good bank. Due to the pandemic their hours and some policies changed but that is understandable.

Kalen Socha

Kalen Socha

11 years ago

I used the ATM and it never dispensed the cash. I called them the next morning and they basically told me to screw off. Bad business ethics and customer service. I live just a few blocks away and I will make sure to avoid this business at all costs. I would never consider opening an account with them after this. My advise is to close your account if you already have. I will also be reporting them to the BBB. Their customer service was beyond appalling. I review every place I interact with and this is by far the worst review I have ever had to write.

Christina Ladage

Christina Ladage

9 years ago

I have been banking with them for over 20 years. I have gotten car loans (twice) from them. Professional, courteous and knowledgeable. I have never had a bad experience. But remember: everyone is human. Others can have a bad day too.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).