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University of Illinois Community

2201 S First St, Champaign, IL 61820
NCUA Insured4.7 (824 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1932

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

2201 S First St

Champaign, IL 61820

Service Area

This credit union is located in Champaign and serves members in the IL area. Currently serving 64,203 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.04%

Used Auto Loan

6.69%

Personal Loan

10.87%

Credit Card APR

11.11%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

4.7

824 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Charlotte Peloquin

Charlotte Peloquin

3 months ago

We can’t say enough great things about working with Phil Dykstra for our mortgage needs. From start to finish, he walked us through the lending process with professionalism, deep knowledge, and genuine care. He took the time to explain every detail, answered all of our questions, and made what can often feel overwhelming surprisingly smooth and stress-free. Phil was always responsive and proactive, keeping us informed at every stage and making sure we understood our options. His clear communication and step-by-step guidance gave us total confidence throughout the process. If you’re looking for a lender who truly has your best interests at heart, Phil is the person for you!

Timothy Paton

Timothy Paton

6 months ago

I've worked for the University for years and recently applied in person for an auto loan. I was denied any amount, which I won't contest. However, my representative was clearly not interested in helping, didn't respond to my emails for days, and essentially pushed me out the door on both of my visits after only a few minutes. At the end, I was sent an email telling me to go get a loan elsewhere. They gave me an Adverse Action because my credit took a hit this summer due to late student loan payments after having major vehicle repairs (which were unsuccessful and had to sell the car at a substantial loss). Despite being directly told everything else in my record was excellent regarding loans, bills, etc. and having painstakingly gone through my student loan provider to register for IDR, PSLF, and paid off any and all overdue balance (all of which I gave UICCU documentation for), they still refused to offer me any help. I'm obviously not owed financial assistance from this credit union, but after being recommended here by several friends and coworkers, I will share my negative experience here with them.

Steve Jones

Steve Jones

4 months ago

Just received a deceiving letter in the mail from the credit union. It states that in order to protect the member owners they want to to waive class action rights. What is about to come out about this "institution" if this letter is being sent out??? No one will respond to this comment because you are cowards. I will be in Monday morning to cancel my accounts. This is the final straw!

Brittany Booth

Brittany Booth

6 months ago

I have loved working with Phil at the UofI credit union for my mortgage loan. He has been so patient and helpful with all of questions and always offers a timely response.

Lori Newlin

Lori Newlin

9 months ago

Such an easy process to get my loan. I applied on a Friday and figured I would hear back Monday or Tuesday at the latest. Nope they replied back within 2 hours. Brooks was amazing to work with and answered any and all questions and he did not make us feel pressured to use them. This will be my third time getting a loan for my cars with U of I Community Credit Union. They are wonderful to work with.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).