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77th Street Depot

5401 S Wentworth Ave Ste 26, Chicago, IL 60609
NCUA Insured4.4 (27 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

5401 S Wentworth Ave Ste 26

Chicago, IL 60609

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(773) 846-7137

Service Area

This credit union is located in Chicago and serves members in the IL area. Currently serving 4,536 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.90%

Used Auto Loan

8.90%

Personal Loan

18.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Tee-Pak— New Auto Loan

Danville, IL

2.49%
National Police— Used Auto Loan

Chicago, IL

2.99%
Israel Methcomm— Personal Loan

Chicago, IL

2.00%
Great Lakes— Credit Card APR

Bannockburn, IL

2.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.4

27 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Semaj Rice

Semaj Rice

3 months ago

I have had nothing but great experiences with the staff.

mally sykes

mally sykes

9 months ago

The Davis guy at Oak Park location is very rude he definitely needs to be replaced asap and he’s judging and not helping

SaDariah Harrell

SaDariah Harrell

2 years ago

I really have been having a bad time these last few weeks; I usually love this credit union, but it seems like nothing is together and no one is on one accord. I usually always have a pleasant time when going to the credit union but today an advocate was extremely rude. I have never experienced that when speaking to them. I am appalled that they have people like that working and handling others money. I told the advocate a date multiple times her response was the 4th, 5th m, 6th whatever date it was. Just so rude.

Mark Bates

Mark Bates

2 years ago

I’ve been with the FCU now since 2017. It’s not an account I use frequently but it is an account I can trust in when I need a personal loan at a respectable rate. My credit has never been amazing but 77th St FCU has always given me the respect and credit that I need to make smart money moves.

Dollie Mclemore

Dollie Mclemore

a year ago

This is the most professional 👏 place of business that have dealt with that have been great in all areas and always on time in all areas of business with the most professional employees

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).