Elca
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 2015
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Chicago, IL may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 2015
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Chicago and serves members in the IL area. Currently serving 2,374 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
3.49%Used Auto Loan
4.99%Personal Loan
7.99%Credit Card APR
14.99%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in IL
Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).
Danville, IL
Chicago, IL
Chicago, IL
Bannockburn, IL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(1 total)
Member Reviews
4.0
4 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Jeff Drake
4 months ago
The ELCA Federal Credit Union provides excellent service and products while faithfully serving ELCA members, their families, ministries and more. I love that I can support the church and a financial institution that embraces the same values I do. Highly recommended.
Cindy Wood
4 months ago
The ELCA FCU are very professional, friendly, and easy to work with. I highly recommend them for your financial needs.
Michael Burkmier
4 months ago
Better not overdraft your account or you’ll get emails and phone calls from the officer manager. What is this the 1990s now?
Brian Cain
5 years ago
Excellent personalized service. I have worked with the ELCA Federal Credit union for years and they have always been great.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(877) 715-1111Website
Visit WebsiteMembers
2,374
Total Assets
$25.6M
Year Opened
2015
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile