NCUA Insured
Member-Owned
2 charter
Established in 1944
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Chicago, IL may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1944
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Chicago and serves members in the IL area. Currently serving 21,265 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.04%Used Auto Loan
6.04%Personal Loan
11.99%Credit Card APR
16.25%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).
Danville, IL
Chicago, IL
Chicago, IL
Bannockburn, IL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.6
47 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsFredrick Ezeji-Okoye
8 months ago
Every transaction I make with FNCU is handled by Longe Shungu — and that’s intentional! Recently, I began thinking about purchasing a newer vehicle, and I used DriveSense. I had a conversation with Longe Shungu to share my thoughts, and he took it from there. Within just two days, Longe followed up with me via email and phone to see if I had found the right car. His level of commitment and responsiveness was truly impressive. Believe it or not, on the very same day, he got my loan approved and had my check ready for pickup! When I arrived at the branch office, the staff was already expecting me. They handed me the check promptly, and I felt genuinely valued. That same day, I went straight to the dealership and drove off in my new vehicle. I don’t regret turning down the dealership’s offer of a slightly lower APR through their bank. I chose to stick with FNCU because of the trust, familiarity, and outstanding service I receive every single time. Longe Shungu — thank you for all you do. You make every experience seamless and exceptional!
The Liberty Foundation LLC
2 years ago
First Northern Credit Union is a bank that provides financial services with reasonable rates on all their services and have wonderful staffs such as Longe Shungu Every transaction including two cars I have personally financed through FNCU, personal loans and recently the credit card obtained were all handled by Longe Shungu! His excellent and outstanding services rendered on every transactions are amazing. He follows up with you, picks up your call whenever you have question and made it clear that he’s job is to be with you till the end and that has been the case for all transactions! Longe Shungu thanks for all you do
ijeoma Ezeji-okoye
2 years ago
First Northern Credit Union is an great place to do your banking. The staff are wonderful from the first time you walk in. You just feel welcomed. Especially, Longe Shungu what an amazing staff. Longe Shungu helped us through the process of purchasing our family car and our home. He is a person of integrity, hardworking, dedicated, going above and beyond to see that things are accomplished in a timely manner. Thank you!
Stephanie Howard
2 years ago
I had the pleasure of working with Senior Financial Service Advisor, Longe Shungu for my car purchasing needs. My experience with him was top notch. This is my second purchase with him. He was very attentive to my needs as his client. He made my process very smooth. With this last car purchase I work through the week and the dealership was 2 hours away. He worked with me and made it possible for me to pick up the check on a Saturday and pick up my car with no hiccups. I misunderstood the extra warranties that I was signing up for and as soon as it was discussed he fixed it. I would surely recommend him as well as continue to use him for purchasing and financial needs.
Gwendolyn Price
2 years ago
I absolutely love First Northern Credit Union. Every experience I have had with this credit union and their personnel have been professional with positive outcomes for my financial needs. I would like to especially thank Longe Shungu for his assistance with my credit card needs and auto needs. He was very thorough in explaining all of the options available with First Northern Credit Union.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(312) 332-6357Website
Visit WebsiteMembers
21,265
Total Assets
$327.1M
Year Opened
1944
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile