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U. S. Employees

230 S. Dearborn, Suite #2962, Chicago, IL 60604
NCUA Insured2.8 (17 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

230 S. Dearborn, Suite #2962

Chicago, IL 60604

Service Area

This credit union is located in Chicago and serves members in the IL area. Currently serving 5,957 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.24%

Used Auto Loan

5.74%

Personal Loan

10.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

2.8

17 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Maisha Bell

Maisha Bell

3 months ago

I've been a member for almost a 10 years. I haven't had many issues tgat could not be resolved. I wish the branch would have remained on Harrison & for them to have longer hours. My experience has been a good one.

Ello Bello

Ello Bello

5 years ago

This CU stepped in and helped federal employees subjected to the oppressive 2018-19 government shutdown in a way that few financial institutions (and certainly not banks) would. The peace of mind they gave me during that difficult time was a Godsend. Always had courteous and helpful customer service as well, in the nearly 10 years I have been a member. I intend to stay with them for keeps.

Karen Quarles

Karen Quarles

8 years ago

I been with this company for over ten years. They don't care about loyal customers they just take and don't want to give nothing back in return. Applied for a loan and was denied after three previous loans in good standing .

Ron Rasborschek

Ron Rasborschek

12 months ago

Tried to enroll to check credit card balance,etc. Keeps going to online banking option, won't stay on options list!😠

Dottie C

Dottie C

6 years ago

You are only allowed 5 debit transactions per month. It's $1 per debit after that, so you have to remember to use your debit card as a credit card when making purchases. On-line banking goes down a lot.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).