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Vicinity

4444 S Pulaski Rd, Chicago, IL 60632
NCUA Insured2.9 (78 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1931

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

4444 S Pulaski Rd

Chicago, IL 60632

Service Area

This credit union is located in Chicago and serves members in the IL area. Currently serving 18,678 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.55%

Used Auto Loan

7.50%

Personal Loan

19.00%

Credit Card APR

12.27%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

2.9

78 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Joaquin Gamez

Joaquin Gamez

7 months ago

This place is so bad from the service they provide being the crappy app they have to the people. I’ll call and call and call and they DECLINE MY CALL. what bank does that? Checking up on an loan application I’ve left countless voicemails and again called countless times not even two rings and I get my called declined. They have enough money for a whole make over for the interior but not enough money to make OUR workers actually work? They look miserable. They treat other people like their burdens when they come to do whatever bank business. I absolutely HATE THIS BANK AND ITS PEOPLE. It’s like they hate the people who bank there. Please for the LOVE OF GOD DO not bank here been with them since I turned 18 (21 now) and everything I’ve ever done with this bank has been an ABSOLUTE NIGHTMARE. Stuck here because I’ve already been here for so long that I don’t wanna try another credit union I need the benefit of being here for so long. absolutely incredible how they can keep this streak going of the worst banks I’ve ever banked with.

Kelley Edwards

Kelley Edwards

10 months ago

Headline: Vicinity Credit Union Let $5,000 Vanish in 24 Hours—Then Blamed an 87-Year-Old Customer My mother's experience in her own words: I’ve been a member of United Teachers Credit Union since 1965, but after Vicinity Credit Union took over in 2024, service collapsed. Within just 24 hours, nearly $5,000 was stolen from my account in a clear case of fraud. My contact info was changed without my consent, and even though the bank confirmed a fraudulent debit card was sent to Mexico, they refused to help and blamed me instead. According to Vicinity, customers are responsible for monitoring their own accounts for fraud. This means they do not protect customers from theft, have no real security measures in place, and wash their hands of liability—leaving members completely vulnerable. I guess my $70,000 in savings is open season for criminals and fraudsters. At 87 years old, I expected to be treated with respect and urgency. Instead, I’m closing my account and moving my money to a bank that values integrity and its customers. I may not be a millionaire, but I believe all customers should be valued.

Jeffery Zippe

Jeffery Zippe

a year ago

This branch is useless. Employees don't know how to do their job. They told me I had to drive to another branch to be able to service me. The other branch was able to serve me with no problems and the other branch couldn't believe this branch did that. The Hyde Park branch is where it's at. If that is unattainable, I suggest you search for a different credit union/bank. I made the decision to close my account andtake my business elsewhere due to their incompetence.

Roedonther Parker

Roedonther Parker

a year ago

Bad Customer Service at this location on Pulaski. I clearly describe what transactions I want for the day. And there is still an issue. Just tried to cheat Me out of My Money and didn't say Sorry for Her mistake of counting unless it wasnt a mistake. Hate coming here but it is the nearest location to Me. Decisions will be made soon!

Jose Cisneros

Jose Cisneros

a year ago

This used to be a bank I could count on but since changing names it is pointless. Never had issues depositing before to a co op account but now the implement new extra steps telling me I can't use them to deposit my money into an existing account. Just garbage

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).