United Equity

1130 E Pershing Rd, Decatur, IL 62526

NCUA Insured3.4 (17 reviews)3 charter

Verified Information

NCUA Insured

Member-Owned

3 charter

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Decatur, IL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

3 charter

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1130 E Pershing Rd

Decatur, IL 62526

Google Maps 🗺Waze

(217) 875-1845

Service Area

This credit union is located in Decatur and serves members in the IL area. Currently serving 6,050 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.00%

Used Auto Loan

6.00%

Personal Loan

18.50%

Credit Card APR

14.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Tee-Pak— New Auto Loan

Danville, IL

2.49%

National Police— Used Auto Loan

Chicago, IL

2.99%

Israel Methcomm— Personal Loan

Chicago, IL

2.00%

Great Lakes— Credit Card APR

Bannockburn, IL

2.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.4

17 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

James Monteil

6 months ago

Someone got a hold of my credit card numbers use my credit card on Amazon racked up $450 worth of charges and then the bank made me pay for it. After making me prove That it wasn’t me who used the credit card. When trying to find out about Getting my money back, they told me don’t give your credit card out to other people and that it was my fault that somebody stole my credit card. Then threaten me too close my account, so I closed it

Stacy Hupp

5 months ago

Everyone there is friendly except for Emily, she always comes off rude and moody.

Travaughn Brown

2 years ago

Getting your own money is an act of congress. Update: Called asking about my wire transfer…they were clueless. I put in for in Friday afternoon. Apparently only one person handles wire transfers. Nobody called to tell me this person was gone for the day. Called Saturday…”oh you have to wait til Monday”. Today is Monday and I’m being told they have to find my paperwork. Horrible

Markina Young

4 years ago

I have been with Uecu since 2012. I just love them. They have helped with my banking needs tremendously! They are kind and patient with their members. Couldn't ask for a better credit union?!!

Mychele Boatman

6 years ago

This Is MY Credit Union! It is AWESOME! Everyone who works here is just great! They all go above and beyond Excellent customer service! Thank You! and a great BIG Hug! from The Boatman Family! 🤗