Northern Illinois
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1958
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Dekalb, IL may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1958
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Dekalb and serves members in the IL area. Currently serving 2,178 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.99%Used Auto Loan
4.99%Personal Loan
10.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in IL
Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).
Danville, IL
Chicago, IL
Chicago, IL
Bannockburn, IL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(1 total)
Member Reviews
4.7
39 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Kelly C
4 months ago
I have been a member for over 20 years. I will never move my accounts from this credit union. The staff is amazing They are incredibly easy to work with. I wish all businesses had employees and service like Northern Illinois Federal Credit Union!!!!! Thank you for ALWAYS being there!!!
paula frasz
9 months ago
I have banked with them for almost 30 years. They have taken care of me getting me the best rates on several vehicles, home equity line of credit, and more. They helped me plan my retirement. They’re very strict and will not let you borrow more than you can afford to borrow. If I did not have enough money in one account and a bill came in they personally call me and tell me to transfer some funds. Old-fashioned care for the customer that you don’t get with any of these big bank conglomerates I know all the staff by name and would feel comfortable talking with any of them about any financial matter whatsoever. I am a. HUGE Fan. I actually let my personal bank account go and only bank at the credit union.❤️❤️❤️❤️❤️❤️❤️❤️
Romina Hogue
10 months ago
Shauna Stevens has exceptional, world-class customer relationship service! She really takes her time, asks pertinent questions, and provides solid answers - or finds the answers needed to build trusting relationships. My money is in good hands. Her willingness to ensure a streamlined banking experience is unprecedented and her banking expertise is top tier! Whether the subject is savings, checking, rates, loans, offers, specials, membership, and other services - Shauna is amazing! Her patience, seasoned expertise, community pride, and love of meeting and helping new people just makes the bank visits pleasant and easy. Thank you for making a difference and assisting with everything! You need to become a certified bank trainer. Truly.
Francisco Solares-Larrave
10 months ago
The Northern Illinois Federal Credit Union employees are the best! I've encountered only pleasant service, immediate help and quick solutions to my financial needs. I have been a member for the last 25 years and they always have come to the rescue when I needed them. In fact, I keep recommending my colleagues to open accounts with them.
Pam Wicking
10 months ago
The employees are always friendly, helpful and professional. As a local credit union they are community focused and offer a good variety of services. In almost three decades of banking with them I have never had an issue.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(815) 669-1599Website
Visit WebsiteMembers
2,178
Total Assets
$18.5M
Year Opened
1958
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile