NCUA Insured
Member-Owned
2 charter
Established in 1976
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Elgin, IL may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1976
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Elgin and serves members in the IL area. Currently serving 61,893 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.81%Used Auto Loan
7.00%Personal Loan
23.42%Credit Card APR
15.92%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).
Danville, IL
Chicago, IL
Chicago, IL
Bannockburn, IL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.0
106 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsErik Brady
8 months ago
I 100% recommend CAFCU as a financial/banking partner. I’ve worked with Alicia often, and she is consistently professional, knowledgeable, prompt, and caring. Every project we’ve done together has been a flawless experience from start to finish. Truly Amazing. Anyone else I’ve interacted with at CAFCU has been great as well. If you’re looking for a trustworthy, client-focused financial partner, CAFCU is second to none.
Diana Trojanowicz
9 months ago
⭐️⭐️⭐️⭐️⭐️ I’ve been a member of CAFCU for about six months, and I can confidently say that working with Alicia has been a game-changer. After getting stuck with a bad deal at a dealership, I reached out to refinance my car—and Alicia was truly my angel. She guided me through every step of the process with patience, professionalism, and genuine care. Thanks to her, I’m now saving $200 a month on my car payment! Alicia didn’t stop there—she also helped me consolidate my credit cards, which saved me even more money. She always kept me informed, returned my calls promptly, and made me feel like a priority. Her dedication and kindness made a stressful situation so much easier. Thank you, Alicia, and thank you CAFCU for consistently providing excellent service. I’m so grateful to be a member!
Heather Shults
4 months ago
I love love CAFCU! Every time I go to the Streamwood location, the staff knows exactly who I am and what I am there for. Super friendly and welcoming. The atm machine is also incredibly convenient! I always recommend my friends and family about CAFCU . Thank you!
Sassyy
7 months ago
The hold time to get a customer service representative is Horrible!, when you’re running a business like this, they need to do a lot better. You should never put your customers on hold as long. I have had it when I was placed on hold for over 30 minutes that’s way too long.
Alex Egan
5 months ago
The make to as difficult as possible to pay off debt. Can’t pay on the app without $10 fee, branch doesn’t accept debt, branch charges $10 fee to pay off your loan. Run for your life
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(800) 359-1939Website
Visit WebsiteMembers
61,893
Total Assets
$829.8M
Year Opened
1976
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile