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Cornerstone

550 W Meadows Dr, Freeport, IL 61032
NCUA Insured2.7 (55 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

550 W Meadows Dr

Freeport, IL 61032

Service Area

This credit union is located in Freeport and serves members in the IL area. Currently serving 12,235 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.24%

Used Auto Loan

7.74%

Personal Loan

16.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

2.7

55 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Adam Sloan

Adam Sloan

a year ago

I’ve banked here for over a decade. I’ve had horrible repeated experiences of being charged “Honor Fees”. I’ve expressed that I never want them to cover a charge on my debit, I’ll use cash or credit yet they charged me $60 for a $7 transaction that never happened. No help, no refund and after 13 years I’m walking away. Limited online banking and only allowed 6 internal transfers per month….so say you need to add money from savings to checking or vice versa, you can only do it 6x a month. Sub par banking. US Bank is superior and almost any other bank in town

Kurt Rodriguez Whalen

Kurt Rodriguez Whalen

2 years ago

Here's the deal, if you are looking for a small town bank, that treats you like number than this is the bank for you. The number of hidden fees weither that be pulling out cash at ATM (that isnt theirs) or creating a account are all over the place. I was with them for 10 years and during that time never received no form of communication. Any time I would reach out they would direct me to there website, that was down half the time. In all honesty find a bank that has actual bennifits and don't waste your money here. It's unfortunate but it looks like I am not the only one who has this experience with this bank

Bruce Gibeog

Bruce Gibeog

6 years ago

They sued me because Laurie was to lazy to do her job. I wrecked a few years ago and had GAP insurance, all the proper documentation to prove it, and instead of going after the GAP insurance for not paying out, they sued me without warning. In the end, my GAP paid cornerstone off, and cornerstone made me pay off the court costs. The kicker? Every piece of evidence I brought in to CCU to rectify the situation they already had copies of. Laurie wasn't willing to work with me resolving the issue or give any helpful information to go about resolving it. She was extremely unprofessional and rude throughout the entire ordeal. I would call and leave voicemails and never received a call back. They would route my calls through multiple departments and hang up. They would sometimes just flat out hang up on me as I asked questions about my problem. I will never bank here, and I do not suggest anyone else ever does either!! This all happened RIGHT before a deployment with the US military as well, and I made sure CCU and Lauri knew that I was trying to fix the situation but my training schedule was making it difficult. They didn't and don't care about customers or customer service. They are all talk and no walk!!

Cherie Bouker

Cherie Bouker

10 years ago

An awesome establishment that I have done business with since 1986! The staff is awesome and consistently goes above and beyond the call of duty in the name of customer service. They are always adding new services to better serve their members. Although I am no longer residing locally and have had accounts at other banks to withdraw cash, Cornerstone will always be my primary financial institution because they ROCK! Keep up the great work, CCU!

Crystal nicklaus

Crystal nicklaus

3 years ago

Never no problem with them. I have been with them for a while and I always was treated accordingly. If I have a question someone would get back to me if if I couldn't get to the person I needed at the time. I've dealt with Jason, Tana, Scott and Lisa. All have been helpful. And the tellers and front desk ladies also.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).