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Gale

631 N Henderson St, Galesburg, IL 61401
NCUA Insured3.9 (17 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1947

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

631 N Henderson St

Galesburg, IL 61401

Service Area

This credit union is located in Galesburg and serves members in the IL area. Currently serving 4,702 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.79%

Used Auto Loan

5.37%

Personal Loan

18.50%

Credit Card APR

12.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.9

17 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
B

B

9 months ago

After multiple issues thru the drive thru over the years . And them changing policy on check cashing to put the customer at risk I will find a diffrent bank. And if you leave a review they will email you and basically tell you your dumb or trying to scam for your feelings and cancel your account unless u respond to a message I wasn't expecting and send your money to and old address

Brieann Bennink

Brieann Bennink

2 years ago

STRONGLY advise not getting ANY loan at Gale Credit Union unless you want them to mess it up and not care. I ended up getting a loan from them and was told my payments were $110 but could pay more to get it paid off earlier.. every month I called my loan officer and asked cause it seemed VERY low and my balances weren’t matching up to what I was receiving in the mail. Every month I was met with an attitude like I was crazy and told the letter was wrong, by the same loan officer.. welI fast forward 6 months and the CEO just informed me my payments have been wrong and I still owe $1300 on top of my monthly payments. MONTHS of this going on and I got told “we’re human”. Don’t trust Galesburg Gale Credit Union w/ your finances. I was mislead for months by someone who’s suppose to be my loan officer. They will mess with your finances and then throw you to wolves and tell you their “human” after MONTHS of error. They aren’t the one going through school with mouths to feed at home.

Tara Webber

Tara Webber

3 years ago

I banked here for a year and I got shorted money twice in the drive thru and would have to wait for them to count the draw down to get the money back they shorted me and I had fraudulently charges and got no help resolving it once I got back my money. I switched banks after that and my new bank has been amazing I would never go back to Gale credit Union.

Wade Moore

Wade Moore

4 years ago

Between my wife and I we've had 5 vehicle loans and a number of personal loans through Gale, as well as out checking and savings. Their overdraft protections have saved me headache a time or two as well. Super happy with the customer service from the loan officers Brittany and Lindsay!!!

argentina nin

argentina nin

5 years ago

Everyone knows me by name, they help me with anything and everything. I don't know what i would do without this bank. It is a friendly place and i recommend it for people looking to open an account. they make it simple and easy. I love all the clerks they are all so beautiful and helpful. thAnk you ladies!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).