Harvard Community

1200 S DIVISION ST, Harvard, IL 60033

NCUA Insured3.6 (14 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Harvard, IL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1956

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

1200 S DIVISION ST

Harvard, IL 60033

Google Maps 🗺Waze

(815) 943-6500

Service Area

This credit union is located in Harvard and serves members in the IL area. Currently serving 3,242 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.75%

Used Auto Loan

4.75%

Personal Loan

4.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Tee-Pak— New Auto Loan

Danville, IL

2.49%

National Police— Used Auto Loan

Chicago, IL

2.99%

Israel Methcomm— Personal Loan

Chicago, IL

2.00%

Great Lakes— Credit Card APR

Bannockburn, IL

2.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.6

14 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Erik

11 months ago

My experience with HCCU. In today's world banks are big call centers and everything is automated and that personal relationship barely exists. Not at Harvard Community Credit Union. They are fair, supportive and have excellent customer service. The rates are solid and I have always appreciate the support from the team members at HCCU.

Raquel Lemus

2 years ago

I did not have a good experience at all. The front office is so sweet and welcoming, but the loan officer did not even give me the chance to speak or tell her my situation or story. I was not even given the decency for privacy to speak about my situation privately. I wasn't even asked to have a seat. I felt completely humiliated and belittled. I have never in my life been treated by someone the way i was treated. It took her no more than 30 seconds to shoo me off and make me feel so horrible about myself.. I will not be going back.