2 Rivers Area

296 W JEFFERY ST, Kankakee, IL 60901

NCUA Insured4.4 (42 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Kankakee, IL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

296 W JEFFERY ST

Kankakee, IL 60901

Google Maps 🗺Waze

(815) 935-2270

Service Area

This credit union is located in Kankakee and serves members in the IL area. Currently serving 3,940 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.90%

Used Auto Loan

6.50%

Personal Loan

10.00%

Credit Card APR

13.44%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Tee-Pak— New Auto Loan

Danville, IL

2.49%

National Police— Used Auto Loan

Chicago, IL

2.99%

Israel Methcomm— Personal Loan

Chicago, IL

2.00%

Great Lakes— Credit Card APR

Bannockburn, IL

2.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.4

42 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Donella Johnson

4 months ago

Someone went into my account and ordered over 3000 dollar worth of merchandise and they flat right refused to assist me and I went in 3 times and my daughter once I have yet to recoup my funds. .Sent the manager a message through messenger & yet know response so I found another & filed a report throughout a forum I saw on facebook The one who I guess a the manager all she could say is “ we are a small credit union, but most days there are sometimes 4 to 5 on duty. I tried but have not recovered but 12.00 from klarna. The culprit took a small cruise, car repairs etc. I am yet waiting on the out come and the one lady is very rude & condescending!!!! I am thinking if the forum I am using does not work , I will get a lawyer and file charges. In calling or trying to call these numbers they all say all the Credit Union would have to say it is fraud and that will settle it.I wish this on not one person

Virginia Norris

a year ago

Always have great service and works well with you. I have been an active member over 20 years. I have gotten 2 vehicles and low interest rates were low.

Linnette Mcneal

8 months ago

Been a member for years. Never had a problem.

Mindy

7 months ago

There very quick inside and through drive up

Terry Larkin

9 years ago

Depending on what staff you get is how your service goes. You have your Unfriendly and pleasant - can go either way. As for loans, I applied for a smaller signautre one got denied. A couple months later I tried again for a $2500 car loan AFTER I arranged to have my entire check direct deposited into it for a couple of week to show my intentions of staying with this bank...did I get the loan? I don't know - absolutely NO communication regarding the status. I got a phone call to ask me for documents to apply for the loan, but not even a letter to tell me if I got denied, or an email or a phone call. UNPROFESSIONAL. I don't have stellar credit, I am trying to work on that...lowering a car payment loan was the beginning, Christmas dragged my credit score down horribly - I went to this bank because my son, my neighbor and a friend spoke highly of it and I had it in my head that credit unions were different than banks...nope not so much.