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I. H. Mississippi Valley

P.O. Box 1010, Moline, IL 61266
NCUA Insured3.3 (107 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 1010

Moline, IL 61266

Service Area

This credit union is located in Moline and serves members in the IL area. Currently serving 149,859 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.39%

Used Auto Loan

3.50%

Personal Loan

15.90%

Credit Card APR

11.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(15 total)

Member Reviews

3.3

107 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Danny

Danny

3 months ago

This is bar far the worst bank I have ever had to deal with. Every time I called I always got a different answer and not a single time was what I was trying to do handled in the same way. Because of that, I chose to refinance my vehicle and cut ties with them all together.

Elijah Tibbs

Elijah Tibbs

3 months ago

I applied for a loan and they can't seem to do simple math my paychecks every week are on the low end 1998 a week net yet somehow keep saying I only make 6k a month lol 1998 times 4 at the minimum isn't 6k lol

Deb Fuller

Deb Fuller

7 months ago

After being a member for a few years I would now give them a negative 5 star rating if I could. My daughter has been on all my accounts for the past 5 years as she is my POA. We had to get her a debit card for one of the accounts this past week. They called her today and told her that I will have to take her off all my accounts unless she pays for something that happened almost 20 years ago with her first husband. This is total BS and if they don’t make this right I will be taking my money and going elsewhere. I won’t support a place that holds anything against you that happened 20 years ago.

ryan anthenat

ryan anthenat

2 years ago

I’ve had a car loan with them coming up on two years. In that time I have had questions, and a couple situations to figure out. Three times I’ve been on the phone with them and every time has been excellent! The answers, the emails and related documents have all come while we are still on the phone. Calling a bank is not something you do for fun, but they have been so efficient, informative and just plain nice it has brightened my day!

Daniel Merwin

Daniel Merwin

2 years ago

Horrible customer service if you ever get to speak to anyone. If you want to update or change the payment method of a loan payment.... good luck. You'd be further ahead to bounce your head off the pavement. That process is complicated for no reason and if you need help, the customer service people will talk to you in a condescending tone. Tried calling today since they messed up on an auto payment. No one to answer after 8 minutes on hold. Want to call the credit union headquarters to complain..... that won't happen. Same number their lousy customer service is located. Avoid this credit union. There are better ones to spend your hard earned money at. 11/21/23 - Regarding their response, I finally got a call back nearly 4 hours later. Come to find out, they use a third party to handle loan payments. While the rep that talked to me was helpful and empathetic, the fact that they use another company shows where the problem lies. 40 years of banking and every bank I've ever used does their own processing. The money they spend on this other company to do something they could do, could be used to lower loan rates for customers such as myself and help us out.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).