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Advantage One

204 N Jackson St, Morrison, IL 61270
NCUA Insured4.1 (11 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1960

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

204 N Jackson St

Morrison, IL 61270

Service Area

This credit union is located in Morrison and serves members in the IL area. Currently serving 2,379 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.60%

Used Auto Loan

5.09%

Personal Loan

9.28%

Credit Card APR

11.73%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.1

11 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Chad Fuchs

Chad Fuchs

3 years ago

Michael was very unprofessional and arrogant to my Wife as she followed up on a release of a title today. Yes she may have misunderstood you in an earlier conversation, but there was no reason to act the way that you did. Especially when we originally reached out more than a month after payment was received and you did nothing to release the title sooner until we called, because you didn't understand the process in our state. Your office should be more professional than that. All we were doing was following up. If you are to busy for customer service than you should not be in that field.

Bobby Newsome

Bobby Newsome

3 years ago

KAYLA is always and yesterday was so very helpful ensuring that my account was secure. Then she took time out of her day to research a home loan to see if we can save money and merge all of our accounts. We live in Texas and will never leave AOCU and KAYLA is a prime reason for our not transferring to a Texas CU. Thank You KAYLA.

Cheryl Holcomb

Cheryl Holcomb

3 years ago

Girls are always friendly and able to help. Don't like that they don't open till 9am and that deposits aren't available till 9am

nutty man

nutty man

2 years ago

Love this place. Everyone there is so friendly and patient. Thank you

Hope

Hope

3 years ago

Shady business. Would never trust them. Ladies are rude and try to belittle you.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).