NCUA Insured
Member-Owned
2 charter
Established in 1951
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Ottawa, IL may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1951
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Ottawa and serves members in the IL area. Currently serving 45,254 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.99%Used Auto Loan
6.50%Personal Loan
11.95%Credit Card APR
11.95%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).
Danville, IL
Chicago, IL
Chicago, IL
Bannockburn, IL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.0
61 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsAmanda rose Hicks-barnhardt
3 months ago
***more late fees due to staffs inability to follow through with their work**** Train. Your. People! Horrible, people tell you one thing & do another. This place has not followed through repeatedly, cost us hours upon hours, fees for bills not paid, etc... their word is worthless. People have no clue what they are doing. Since we have moved, we have been in contact multiple times to make changes, empty promises given repeatedly, & more neg consequences for being their client. Do not waste your time with this place. My family is making a trip to go back to illinois to pull out all accounts & take our money elsewhere. ***It has really gone downhill in the past 5 years, but the past year has been worse by far.
Zac Calvert
4 months ago
Great bank, always very helpful. They move things along quickly so you dont have to wait.
Adam Gornowich
a year ago
Signed up for an account. Name spelled incorrectly on card, later on find out card isn’t even registered to my account and is no good when I go to make a withdrawal. If you can’t get these basics right how can you trust a bank/credit union? Go in to cancel my account and not one apology about anything from anyone I talked to, but I will say they were very quick and efficient in getting my account canceled, so five stars if you want to leave them I guess.
Me
11 months ago
To some, it may be frivolous but to me as a small business owner and tipped employee, having Zelle is a big part of running a business. And since April 1st, I have not been able to accept that as a form of payment any longer due to FPCU not offering it nor will they be offering it ever. They are already behind with technology by not having tap with their debit cards and now not ever having Zelle. So, no after 25 years of having FPCU, I need to find another credit union. Very sad 😢
Nick Fuentes
a year ago
Hate this place never had trouble with my other credit union Had a hard time getting a car loan for my first car. Had a hard time when I brought a cashiers check from my other credit union to move some of my savings. Where they wouldn't clear it for over 1 business week Slow in the drive through Loan officers usually have no idea what they are talking about. My other bank would be king if I didn't move 1.5hrs from it. Girlfriend requested a credit limit increase and it took them 9 business days to give us an answer then denied her but I had no problem getting one from my other credit union when our finances are both intertwined and almost exact same
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(815) 433-1496Website
Visit WebsiteMembers
45,254
Total Assets
$580.2M
Year Opened
1951
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile