United Community

1001 Vermont St, Quincy, IL 62301

NCUA Insured4.1 (30 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1941

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Quincy, IL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1941

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1001 Vermont St

Quincy, IL 62301

Google Maps 🗺Waze

(217) 224-1093

Service Area

This credit union is located in Quincy and serves members in the IL area. Currently serving 10,430 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.74%

Used Auto Loan

4.99%

Personal Loan

22.00%

Credit Card APR

12.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Tee-Pak— New Auto Loan

Danville, IL

2.49%

National Police— Used Auto Loan

Chicago, IL

2.99%

Israel Methcomm— Personal Loan

Chicago, IL

2.00%

Great Lakes— Credit Card APR

Bannockburn, IL

2.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.1

30 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Shelby Bartley

a year ago

Honestly if I could give this place negative stars I would, the people at this place are heartless and rude they steal money from you. My mom and grandma banked here for over ten years they were good loyal customers but this place shows no loyalty or anything for their customers. I went in to cash in coins so I could pay for my grandmas medicine she had been without for almost a week and this place took 15$ of it cause they tried saying her account was in the negative I begged them not to take the money cause I needed it for her meds she was due to get a monthly transacstion put in her account in a few days, they didn’t care at all took my money when it wasn’t even my account, wouldn’t allow me to pay a non member fee or anything and was told oh well everyone in the branch knows we’re related so it wouldn’t have mattered if I came back later. I only banked with this place for a year or two before switching to state street they are 100x better and kinder than this place and I fully plan to try and convince my grandma to stop banking at this awful place and go somewhere where the workers don’t thrive on causing misery to their customers.

John Linder

10 months ago

Have to pay $25 to open an account- and can't cash checks unless you're a customer- receptionists were decent

Nell Th

2 years ago

Ann is disrespectful Sherry picks and chooses who she wants to give help to for a loan, messed up my numbers on purpose and Ann wouldn't fix it had loans before paid off now it's a problem. They give loan to the ones who don't pay them back

Lori Hill

5 years ago

All staff are very friendly. Any questions i have they are very quick to anwser them, if they personally dont know they ask someone who does have the anwsers im seeking. I love that they know me by name when they see me come to the bank. They are a great bunch of people.

Rachel LeClair-Scott

5 years ago

UCCU made getting an auto loan super easy!! Janelle was awesome. Quick & helpful from start to finish. They made my sons first car buying experience great!