Gas and Electric

2300 4TH AVE, Rock Island, IL 61201

NCUA Insured4.8 (128 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Rock Island, IL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2300 4TH AVE

Rock Island, IL 61201

Google Maps 🗺Waze

(309) 793-3610

Service Area

This credit union is located in Rock Island and serves members in the IL area. Currently serving 5,526 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.30%

Used Auto Loan

5.80%

Personal Loan

12.90%

Credit Card APR

11.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Tee-Pak— New Auto Loan

Danville, IL

2.49%

National Police— Used Auto Loan

Chicago, IL

2.99%

Israel Methcomm— Personal Loan

Chicago, IL

2.00%

Great Lakes— Credit Card APR

Bannockburn, IL

2.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.8

128 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jeanne Mueller

6 months ago

The Gas and Electric Credit Union is truly outstanding. The staff is incredibly hospitable, helpful, and kind, and they always make you feel genuinely welcome from the moment you walk in. Their professionalism is matched with a warm, personal touch that is hard to find these days. Every interaction feels respectful and sincere, and it’s clear they truly care about their members. I highly recommend this credit union to anyone looking for excellent service delivered with both formality and warmth. They make banking feel comfortable, safe, and personal.

Allison Nickel

3 months ago

I love GECU! They offer the most competitive rates I can find for both borrowing and saving money. Small and local, friendly staff, and a huge focus on giving back to their members.

Barbara Lane

4 months ago

Gas & Electric Credit Union is great. We live in a different state but chose to continue to use the Rock Island credit union when we moved because of the great customer service. We just applied for a loan. Everything was done on-line. We got fast response and great service. We checked with a few financial groups when we first moved to our current state, but none offered the friendly, prompt and courteous service this group does.

Jason HAWKINS

7 months ago

I have an account here. I also bank at 2 other institutions but they pale in comparison to RIGECU. The atmosphere is very relaxed. But not so much that they’re unprofessional or complacent. The entire staff excels at providing exemplary service. Their lender, Pam, is my favorite. She is amazing. Highly recommend Gas & Electric Credit Union.

Miranda Bentley

3 months ago

I love everyone at Gas and Electric. They always do and amazing job I call and they answer the phone and know who i am everyone is very personable and Pam is just the best loan officer ever she always helps me in every which way possible.