R.I.a.

PO Box 4750, Rock Island, IL 61204

NCUA Insured3.9 (7 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Rock Island, IL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1935

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 4750

Rock Island, IL 61204

Google Maps 🗺Waze

(563) 355-3800

Service Area

This credit union is located in Rock Island and serves members in the IL area. Currently serving 40,037 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.40%

Used Auto Loan

8.76%

Personal Loan

12.83%

Credit Card APR

13.24%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Tee-Pak— New Auto Loan

Danville, IL

2.49%

National Police— Used Auto Loan

Chicago, IL

2.99%

Israel Methcomm— Personal Loan

Chicago, IL

2.00%

Great Lakes— Credit Card APR

Bannockburn, IL

2.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(11 total)

Member Reviews

3.9

7 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Kyle Roeser

4 months ago

Great place to bank, and great people there. Yana is an absolute treasure. She is always so friendly and helpful. Megan and Hailey are also rockstars. Definitely recommend banking here! I do wish their ATMs could receive a deposit though 🤔

Michael Anderl

2 years ago

Predatory fees: I paid off my auto loan over a year ago (November 2021) and felt that the remaining money I had in my account ($120+) was safe to sit with them. In the meantime, I changed addresses and no longer received paper statements. Over the course of the year I was charged "inactivity fees" until my balance was ZERO. I was able to dispute the last 60 days but I consider this theft. I placed my money in a bank because I felt it could be trusted there but it literally would have been safer buried in the back yard.

Brenna Garcia

10 months ago

I dont know loans that well but chance was willing to explain everything to me and was so helpful!!! He was very nice and was willing to answer all my questions.